IA area data
Montezuma, IA
Montezuma, IA.
Population: 2,524 (Census ACS)
The median home value in Montezuma, IA is $290,615 — up 10.5% over the past year. 4 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with drought, hail, strongwind the top-rated hazards. Cost of living is 10.5% below the US average (BEA, metro/state-level).
$290,615
Median home value
+10.5%
1-year change
Very Low
Hazard risk (county)
Home values & appreciation
- Median home value
- $290,615
- 1-year appreciation
- +10.5%
- 3-year appreciation
- +16.5%
- 5-year appreciation
- +35.1%
- 10-year appreciation
- +97.1%
- All-time peak (2026-07)
- $290,615
- House Price Index (state)
- 379.0 (+3.7% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- For-sale inventory
- 46
- New listings (monthly)
- 11
Source: recent area sales and market data (ZIP-level)
Affordability
- Cost of living index (Low)
- 89.5 (100 = US avg)
- Electricity rate (state-level)
- 13.7¢/kWh
- Natural gas rate (state-level)
- $10.60/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 4
- Elementary schools
- 1
- Middle schools
- 1
- High schools
- 1
- Schools include
- Montezuma Elementary School, Montezuma High School, Montezuma Junior High School, Montezuma Virtual Learning Academy
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Very Low
- Top hazards (county)
- drought, hail, strongWind
- Notable hazard ratings (county)
- coldWave: Relatively Low · drought: Relatively High · hail: Relatively Moderate · heatWave: Relatively Low · iceStorm: Relatively Low · landslide: Relatively Low
- Wildfire risk to homes (county)
- Higher than 38% of US counties
- Buildings in wildfire direct-exposure zone
- 36.6%
- Radon potential (county)
- High radon potential — EPA Zone 1 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Midwest Manufacturing/North Farm (23.7 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Annual precipitation
- 41.2 in
- USDA plant hardiness zone
- 5b (extreme annual low -15 to -10°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Amenities
- National parks within ~60 mi
- 1
- Nearest national park
- Herbert Hoover National Historic Site (58 mi)
- Airports within 30 mi
- 15
- Nearest airport
- Sig Field (5 mi)
- Nearest major airport
- Ottumwa Regional Airport (OTM) (35 mi)
- Hospitals nearby (~15 mi)
- 1,090
- Hospitals include
- MIZELL MEMORIAL HOSPITAL, CRENSHAW COMMUNITY HOSPITAL, CRENSHAW COMMUNITY HOSPITAL
- Avg hospital rating (CMS)
- 3.1 / 5
- Best hospital rating nearby (CMS)
- 5.0 / 5
- Solar radiation rating
- Fair (4.0 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- -32 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,976
- Housing built before 1970
- 32.8%
- Housing built 2000 or later
- 16.3%
- Median annual property tax
- $2,386
- Mean commute to work
- 20 min
- Households with broadband internet
- 67.4%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 8,664
- Average weekly wage
- $1,111
- Top industries (by employment)
- Finance & Insurance, Construction, Accommodation & Food
- Annual residential building permits (county)
- 6
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| Montezuma | State median | US median | |
|---|---|---|---|
| Median home value | $290,615 | $211,348 | $289,727 |
| Median annual property tax | $2,386 | $1,927 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in Montezuma, IA?
- $290,615.
- What is the natural-hazard risk in Montezuma, IA?
- Overall risk: Very Low (FEMA NRI, county-level). Top hazards: drought, hail, strongWind.
- What is the wildfire risk in Montezuma, IA?
- Risk to homes is higher than 38% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in Montezuma, IA?
- High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near Montezuma, IA?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve Montezuma, IA?
- 4 schools (1 elementary, 1 middle, 1 high) (NCES, 2022-23).
- What is the cost of living in Montezuma, IA?
- Regional Price Parity: 89.5 (100 = US average) (Low) (BEA RPP, metro/state-level).
ZIP code for Montezuma
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →