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IA area data

Shelby, IA

Shelby, IA.

Population: 1,118 (Census ACS)

The median home value in Shelby, IA is $257,597 — up 3.0% over the past year. FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with drought, hail the top-rated hazards. Cost of living is 10.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$257,597

Median home value

+3.0%

1-year change

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$257,597
1-year appreciation
+3.0%
3-year appreciation
+16.5%
5-year appreciation
+35.9%
10-year appreciation
+80.8%
All-time peak (2026-07)
$257,597
House Price Index (state)
379.0 (+3.7% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Rents

Studio fair-market rent
$730/mo
1BR fair-market rent
$860/mo
2BR fair-market rent
$960/mo
3BR fair-market rent
$1,320/mo
4BR fair-market rent
$1,410/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
89.5 (100 = US avg)
Electricity rate (state-level)
13.7¢/kWh
Natural gas rate (state-level)
$10.60/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
drought, hail
Notable hazard ratings (county)
coldWave: Relatively Low · drought: Relatively Moderate · hail: Relatively Moderate · iceStorm: Relatively Low · landslide: Relatively Low · strongWind: Relatively Low
Wildfire risk to homes (county)
Higher than 37% of US counties
Buildings in wildfire direct-exposure zone
28.2%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
PCE Former Dry Cleaner (20 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
50.0°F
Average high
60.0°F
Average low
39.0°F
Annual precipitation
38.1 in
Annual snowfall
26.2 in
USDA plant hardiness zone
5b (extreme annual low -15 to -10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
42
Days with Good air quality
77
Days with Moderate air quality
40
Highest AQI recorded (year)
75

Source: EPA air quality data (nearest monitoring station, annual)

Amenities

National parks within ~60 mi
1
Nearest national park
Lewis & Clark National Historic Trail (32 mi)
Airports within 30 mi
11
Nearest airport
Harlan Municipal Airport (8 mi)
Nearest major airport
Eppley Airfield (OMA) (30 mi)
Hospitals nearby (~15 mi)
1,090
Hospitals include
MIZELL MEMORIAL HOSPITAL, CRENSHAW COMMUNITY HOSPITAL, CRENSHAW COMMUNITY HOSPITAL
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
6
Solar radiation rating
Fair (4.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-3 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,938
Housing built before 1970
66.1%
Housing built 2000 or later
15.9%
Median annual property tax
$2,275
Mean commute to work
27 min
Households with broadband internet
63.7%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
4,428
Average weekly wage
$970
Top industries (by employment)
Accommodation & Food, Finance & Insurance, Information
Annual residential building permits (county)
1

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ShelbyState medianUS median
Median home value$257,597$211,348$289,727
Median annual property tax$2,275$1,927$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Shelby, IA?
$257,597.
What is typical rent in Shelby, IA?
2-bedroom fair-market rent: $960/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Shelby, IA?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: drought, hail.
What is the wildfire risk in Shelby, IA?
Risk to homes is higher than 37% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Shelby, IA?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Shelby, IA?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the air quality in Shelby, IA?
Good. Median AQI: 42. (EPA AQI).
What is the cost of living in Shelby, IA?
Regional Price Parity: 89.5 (100 = US average) (Low) (BEA RPP, metro/state-level).

ZIP code for Shelby

Selling a home in Shelby, IA?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents