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IA area data

Tracy, IA

Tracy, IA.

Population: 643 (Census ACS)

The median home value in Tracy, IA is $190,391 — up 3.7% over the past year. Homes sell for a median $244,675 after a median 70 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with drought, tornado the top-rated hazards. Cost of living is 10.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$190,391

Median home value

+3.7%

1-year change

70

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$190,391
1-year appreciation
+3.7%
3-year appreciation
+8.7%
5-year appreciation
+19.5%
All-time peak (2025-01)
$196,034
House Price Index (state)
379.0 (+3.7% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$244,675
Median list price
$294,350
Median price per sqft
$160
1-year sale-price change
-28.7%
Median days on market
70 days
Homes sold (recent period)
2
Sale-to-list ratio
101.3%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$696/mo
1BR fair-market rent
$870/mo
2BR fair-market rent
$1,088/mo
3BR fair-market rent
$1,415/mo
4BR fair-market rent
$1,633/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
89.5 (100 = US avg)
Electricity rate (state-level)
13.7¢/kWh
Natural gas rate (state-level)
$10.60/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
drought, tornado
Notable hazard ratings (county)
coldWave: Relatively Low · drought: Relatively Moderate · hail: Relatively Low · heatWave: Relatively Low · iceStorm: Relatively Low · inlandFlooding: Relatively Low
FEMA flood zone
A
Flood risk level
High
Wildfire risk to homes (county)
Higher than 44% of US counties
Buildings in wildfire direct-exposure zone
44.9%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
41.8 in
USDA plant hardiness zone
5b (extreme annual low -15 to -10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
4.8 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
1,855
Jobs reachable by transit (45 min)
2,225

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
14
Nearest airport
Courtney's Landing Airport (7 mi)
Nearest major airport
Ottumwa Regional Airport (OTM) (26 mi)
Hospitals nearby (~15 mi)
3
Hospitals include
KNOXVILLE HOSPITAL & CLINICS, PELLA REGIONAL HEALTH CENTER, MAHASKA HEALTH PARTNERSHIP
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (4.0 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+100 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,972
Housing built before 1970
46.7%
Housing built 2000 or later
26.5%
Median annual property tax
$1,474
Households with broadband internet
52.2%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
17,522
Average weekly wage
$1,278
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
101

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

TracyState medianUS median
Median home value$190,391$211,348$289,727
Median sale price$244,675$220,000$325,000
Median days on market70 days48 days51 days
Median annual property tax$1,474$1,927$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Tracy, IA?
$190,391.
What is the median sale price in Tracy, IA?
$244,675.
How long do homes take to sell in Tracy, IA?
Median days on market: 70 days.
What is typical rent in Tracy, IA?
2-bedroom fair-market rent: $1,088/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Tracy, IA?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: drought, tornado.
Is Tracy, IA in a flood zone?
High (FEMA NFIP). FEMA flood zone A.
What is the wildfire risk in Tracy, IA?
Risk to homes is higher than 44% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Tracy, IA?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Tracy, IA?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is Tracy, IA walkable?
Walkability index: 4.8/20 (EPA Smart Location Database).
What is the cost of living in Tracy, IA?
Regional Price Parity: 89.5 (100 = US average) (Low) (BEA RPP, metro/state-level).

ZIP code for Tracy

Selling a home in Tracy, IA?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents