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IL area data

Champaign, IL

Aggregated across 3 ZIP codes in Champaign.

Population: 96,852 (Census ACS)

The median home value in Champaign, IL is $243,264 — up 4.8% over the past year. Homes sell for a median $269,792 after a median 46 days on market. Typical rent runs $1,514/month. 22 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with coldwave, drought, strongwind the top-rated hazards. Cost of living is 2.7% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$243,264

Median home value

+4.8%

1-year change

46

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$243,264
1-year appreciation
+4.8%
3-year appreciation
+18.5%
5-year appreciation
+33.6%
10-year appreciation
+57.5%
All-time peak (2026-07)
$243,264
House Price Index (state)
325.3 (+6.1% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$269,792
Median list price
$293,250
Median price per sqft
$163
1-year sale-price change
+10.6%
Median days on market
46 days
Homes sold (recent period)
42
For-sale inventory
239
Sale-to-list ratio
99.0%
Active listings
53
1-year forecast
+2.7%
Days to pending
27 days
New listings (monthly)
104

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,514/mo
1-year rent change
+6.3%
Studio fair-market rent
$780/mo
1BR fair-market rent
$975/mo
2BR fair-market rent
$1,220/mo
3BR fair-market rent
$1,586/mo
4BR fair-market rent
$1,830/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Average)
97.3 (100 = US avg)
Electricity rate (state-level)
17.7¢/kWh
Natural gas rate (state-level)
$11.30/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
22
Elementary schools
11
Middle schools
3
High schools
6
School districts serving the area
Champaign/Ford ROE, Champaign CUSD 4
Schools include
R E A D Y Program, RE-Start Program, Bottenfield Elem School, Central High School, Edison Middle School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
coldWave, drought, strongWind, tornado, winterWeather
Notable hazard ratings (county)
coldWave: Relatively High · drought: Relatively High · earthquake: Relatively Low · hail: Relatively Moderate · heatWave: Relatively Moderate · iceStorm: Relatively Moderate
FEMA flood zone (varies by location)
includes A
Flood risk level
High
Wildfire risk to homes (county)
Higher than 1% of US counties
Buildings in wildfire direct-exposure zone
9.9%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
53.0°F
Average high
63.0°F
Average low
43.0°F
Annual precipitation
42.4 in
Annual snowfall
21.0 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
48
Days with Good air quality
196
Days with Moderate air quality
156
Days with Unhealthy air quality
1
Highest AQI recorded (year)
277

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
14.9 / 20
Transit service frequency
166
Jobs reachable by car (30 min)
27,684
Jobs reachable by transit (45 min)
21,313

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
102
Nearest airport
Frasca Field (4 mi)
Nearest major airport
University of Illinois Willard Airport (CMI) (5 mi)
Hospitals nearby (~15 mi)
3
Hospitals include
THE PAVILION, CARLE FOUNDATION HOSPITAL, OSF HEART OF MARY MEDICAL CENTER
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
3.0 / 5
EV charging stations (within 10 mi)
70
Solar radiation rating
Fair (4.0 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-1,569 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,985
Housing built before 1970
30.8%
Housing built 2000 or later
30.5%
Median annual property tax
$4,619
Mean commute to work
13 min
Households with broadband internet
80.9%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
69,323
Average weekly wage
$1,104
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
196

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ChampaignState medianUS median
Median home value$243,264$195,432$289,727
Median sale price$269,792$212,000$325,000
Median days on market46 days48 days51 days
Typical rent$1,514/mo$1,800/mo$1,808/mo
Median annual property tax$4,619$2,696$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Champaign, IL?
$243,264.
What is the median sale price in Champaign, IL?
$269,792.
How long do homes take to sell in Champaign, IL?
Median days on market: 46 days.
What is typical rent in Champaign, IL?
Typical rent: $1,514/month.
What is the natural-hazard risk in Champaign, IL?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: coldWave, drought, strongWind, tornado, winterWeather.
Is Champaign, IL in a flood zone?
High (FEMA NFIP). Parts of the area include FEMA flood zone A; zones vary by location within the city.
What is the wildfire risk in Champaign, IL?
Risk to homes is higher than 1% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Champaign, IL?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Champaign, IL?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Champaign, IL?
22 schools (11 elementary, 3 middle, 6 high) (NCES, 2022-23).
Is Champaign, IL walkable?
Walkability index: 14.9/20 (EPA Smart Location Database).
What is the air quality in Champaign, IL?
Good. Median AQI: 48. (EPA AQI).
What is the cost of living in Champaign, IL?
Regional Price Parity: 97.3 (100 = US average) (Average) (BEA RPP, metro/state-level).

ZIP codes in Champaign

Selling a home in Champaign, IL?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents