IL area data
Monticello, IL
Monticello, IL.
Population: 8,226 (Census ACS)
The median home value in Monticello, IL is $285,408 — up 5.3% over the past year. Homes sell for a median $228,000 after a median 73 days on market. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with drought, strongwind the top-rated hazards. Cost of living is 2.7% below the US average (BEA, metro/state-level).
$285,408
Median home value
+5.3%
1-year change
73
Median days on market
Very Low
Hazard risk (county)
Home values & appreciation
- Median home value
- $285,408
- 1-year appreciation
- +5.3%
- 3-year appreciation
- +14.6%
- 5-year appreciation
- +24.0%
- 10-year appreciation
- +48.8%
- All-time peak (2026-07)
- $285,408
- House Price Index (state)
- 325.3 (+6.1% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $228,000
- Median list price
- $250,000
- Median price per sqft
- $167
- 1-year sale-price change
- -6.7%
- Median days on market
- 73 days
- Homes sold (recent period)
- 27
- For-sale inventory
- 27
- Sale-to-list ratio
- 97.7%
- Active listings
- 31
- 1-year forecast
- +3.0%
- New listings (monthly)
- 13
Source: recent area sales and market data (ZIP-level)
Rents
- Studio fair-market rent
- $780/mo
- 1BR fair-market rent
- $975/mo
- 2BR fair-market rent
- $1,220/mo
- 3BR fair-market rent
- $1,586/mo
- 4BR fair-market rent
- $1,830/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Average)
- 97.3 (100 = US avg)
- Electricity rate (state-level)
- 17.7¢/kWh
- Natural gas rate (state-level)
- $11.30/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 3
- Elementary schools
- 1
- Middle schools
- 1
- High schools
- 1
- Schools include
- Washington School, Monticello High School, Monticello Middle School
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Very Low
- Top hazards (county)
- drought, strongWind
- Notable hazard ratings (county)
- coldWave: Relatively Low · drought: Relatively Moderate · earthquake: Relatively Low · hail: Relatively Low · heatWave: Relatively Low · iceStorm: Relatively Low
- FEMA flood zone
- X
- Flood risk level
- Minimal
- Wildfire risk to homes (county)
- Higher than 1% of US counties
- Buildings in wildfire direct-exposure zone
- 21.9%
- Radon potential (county)
- High radon potential — EPA Zone 1 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Annual precipitation
- 40.0 in
- USDA plant hardiness zone
- 6a (extreme annual low -10 to -5°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Walkability & transit
- Walkability index
- 6.5 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 11,334
- Jobs reachable by transit (45 min)
- 11,176
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 2
- Nearest national park
- Springfield 1908 Race Riot National Monument (58 mi)
- National parks include
- Springfield 1908 Race Riot National Monument, Lincoln Home National Historic Site
- Airports within 30 mi
- 33
- Nearest airport
- Flying Illini Airport (8 mi)
- Nearest major airport
- University of Illinois Willard Airport (CMI) (16 mi)
- Hospitals nearby (~15 mi)
- 1
- Hospitals include
- KIRBY MEDICAL CENTER
- Solar radiation rating
- Fair (4.0 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- -17 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,980
- Housing built before 1970
- 32.2%
- Housing built 2000 or later
- 25.4%
- Median annual property tax
- $3,914
- Mean commute to work
- 21 min
- Households with broadband internet
- 74.6%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 2,715
- Average weekly wage
- $923
- Top industries (by employment)
- Health Care, Accommodation & Food, Construction
- Annual residential building permits (county)
- 34
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| Monticello | State median | US median | |
|---|---|---|---|
| Median home value | $285,408 | $195,432 | $289,727 |
| Median sale price | $228,000 | $212,000 | $325,000 |
| Median days on market | 73 days | 48 days | 51 days |
| Median annual property tax | $3,914 | $2,696 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in Monticello, IL?
- $285,408.
- What is the median sale price in Monticello, IL?
- $228,000.
- How long do homes take to sell in Monticello, IL?
- Median days on market: 73 days.
- What is typical rent in Monticello, IL?
- 2-bedroom fair-market rent: $1,220/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in Monticello, IL?
- Overall risk: Very Low (FEMA NRI, county-level). Top hazards: drought, strongWind.
- Is Monticello, IL in a flood zone?
- Minimal (FEMA NFIP). FEMA flood zone X.
- What is the wildfire risk in Monticello, IL?
- Risk to homes is higher than 1% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in Monticello, IL?
- High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near Monticello, IL?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve Monticello, IL?
- 3 schools (1 elementary, 1 middle, 1 high) (NCES, 2022-23).
- Is Monticello, IL walkable?
- Walkability index: 6.5/20 (EPA Smart Location Database).
- What is the cost of living in Monticello, IL?
- Regional Price Parity: 97.3 (100 = US average) (Average) (BEA RPP, metro/state-level).
ZIP code for Monticello
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →