IL area data
Saint charles, IL
Aggregated across 2 ZIP codes in Saint charles.
Population: 56,955 (Census ACS)
The median home value in Saint charles, IL is $548,680 — up 5.9% over the past year. Homes sell for a median $544,500 after a median 44 days on market. Typical rent runs $1,925/month. 24 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with coldwave, inlandflooding, lightning the top-rated hazards. Cost of living is 2.7% below the US average (BEA, metro/state-level).
$548,680
Median home value
+5.9%
1-year change
44
Median days on market
Relatively High
Hazard risk (county)
Home values & appreciation
- Median home value
- $548,680
- 1-year appreciation
- +5.9%
- 3-year appreciation
- +19.9%
- 5-year appreciation
- +38.8%
- 10-year appreciation
- +70.5%
- All-time peak (2026-07)
- $548,680
- House Price Index (state)
- 325.3 (+6.1% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $544,500
- Median list price
- $520,250
- Median price per sqft
- $221
- 1-year sale-price change
- +17.5%
- Median days on market
- 44 days
- Homes sold (recent period)
- 41
- For-sale inventory
- 164
- Sale-to-list ratio
- 100.0%
- Active listings
- 50
- 1-year forecast
- +2.4%
- Days to pending
- 21 days
- New listings (monthly)
- 84
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $1,925/mo
- 1-year rent change
- +4.1%
- Studio fair-market rent
- $2,010/mo
- 1BR fair-market rent
- $2,150/mo
- 2BR fair-market rent
- $2,420/mo
- 3BR fair-market rent
- $3,115/mo
- 4BR fair-market rent
- $3,605/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Average)
- 97.3 (100 = US avg)
- Electricity rate (state-level)
- 17.7¢/kWh
- Natural gas rate (state-level)
- $11.30/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 24
- Elementary schools
- 8
- Middle schools
- 2
- High schools
- 9
- School districts serving the area
- Mid-Valley Special Ed Coop, Kane ROE, St Charles CUSD 303
- Schools include
- Mades-Johnstone Center, Mid-Valley Satellite Classes, Mid-Valley Transition Program, Mades-Johnstone RSSP, New Directions Program
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively High
- Top hazards (county)
- coldWave, inlandFlooding, lightning, tornado, drought
- Notable hazard ratings (county)
- coldWave: Very High · drought: Relatively Moderate · earthquake: Relatively Low · hail: Relatively Low · heatWave: Relatively Moderate · iceStorm: Relatively Moderate
- FEMA flood zone (varies by location)
- includes AE
- Flood risk level
- High
- Wildfire risk to homes (county)
- Higher than 10% of US counties
- Buildings in wildfire direct-exposure zone
- 12.5%
- Radon potential (county)
- High radon potential — EPA Zone 1 of 3
- EPA Superfund (NPL) sites within 5 mi
- 1
- Nearest Superfund site
- Tri-County Landfill Co./Waste Management of Illinois, Inc. (3.9 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 52.0°F
- Average high
- 60.0°F
- Average low
- 43.0°F
- Annual precipitation
- 41.1 in
- Annual snowfall
- 34.9 in
- USDA plant hardiness zone
- 5b (extreme annual low -15 to -10°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 46
- Days with Good air quality
- 178
- Days with Moderate air quality
- 89
- Days with Unhealthy air quality
- 5
- Highest AQI recorded (year)
- 174
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 6.8 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 89,485
- Jobs reachable by transit (45 min)
- 89,644
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 2
- Nearest national park
- Pullman National Historical Park (39 mi)
- Airports within 30 mi
- 111
- Nearest airport
- Dupage Airport (DPA) (3 mi)
- Nearest major airport
- Dupage Airport (DPA) (3 mi)
- Hospitals nearby (~15 mi)
- 17
- Hospitals include
- COPLEY MEMORIAL HOSPITAL, ADVOCATE SHERMAN HOSPITAL, SAINT JOSEPH HOSPITAL-ELGIN
- Avg hospital rating (CMS)
- 3.8 / 5
- Best hospital rating nearby (CMS)
- 5.0 / 5
- EV charging stations (within 10 mi)
- 120
- Solar radiation rating
- Fair (3.9 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- -850 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,987
- Housing built before 1970
- 22.9%
- Housing built 2000 or later
- 26.2%
- Median annual property tax
- $8,880
- Mean commute to work
- 24 min
- Households with broadband internet
- 88.3%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 182,988
- Average weekly wage
- $1,142
- Top industries (by employment)
- Health Care, Administrative Services, Accommodation & Food
- Annual residential building permits (county)
- 1,643
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| Saint charles | State median | US median | |
|---|---|---|---|
| Median home value | $548,680 | $195,432 | $289,727 |
| Median sale price | $544,500 | $212,000 | $325,000 |
| Median days on market | 44 days | 48 days | 51 days |
| Typical rent | $1,925/mo | $1,800/mo | $1,808/mo |
| Median annual property tax | $8,880 | $2,696 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in Saint charles, IL?
- $548,680.
- What is the median sale price in Saint charles, IL?
- $544,500.
- How long do homes take to sell in Saint charles, IL?
- Median days on market: 44 days.
- What is typical rent in Saint charles, IL?
- Typical rent: $1,925/month.
- What is the natural-hazard risk in Saint charles, IL?
- Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: coldWave, inlandFlooding, lightning, tornado, drought.
- Is Saint charles, IL in a flood zone?
- High (FEMA NFIP). Parts of the area include FEMA flood zone AE; zones vary by location within the city.
- What is the wildfire risk in Saint charles, IL?
- Risk to homes is higher than 10% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in Saint charles, IL?
- High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near Saint charles, IL?
- 1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: Tri-County Landfill Co./Waste Management of Illinois, Inc., 3.9 mi.
- How many schools serve Saint charles, IL?
- 24 schools (8 elementary, 2 middle, 9 high) (NCES, 2022-23).
- Is Saint charles, IL walkable?
- Walkability index: 6.8/20 (EPA Smart Location Database).
- What is the air quality in Saint charles, IL?
- Good. Median AQI: 46. (EPA AQI).
- What is the cost of living in Saint charles, IL?
- Regional Price Parity: 97.3 (100 = US average) (Average) (BEA RPP, metro/state-level).
ZIP codes in Saint charles
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →