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IN area data

Bluffton, IN

Bluffton, IN.

Population: 15,734 (Census ACS)

The median home value in Bluffton, IN is $234,294 — up 4.7% over the past year. Homes sell for a median $265,000 after a median 518 days on market. 4 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low. Cost of living is 9.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$234,294

Median home value

+4.7%

1-year change

518

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$234,294
1-year appreciation
+4.7%
3-year appreciation
+19.3%
5-year appreciation
+39.7%
10-year appreciation
+100.0%
All-time peak (2026-07)
$234,294
House Price Index (state)
367.2 (+2.9% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$265,000
Median list price
$305,505
Median price per sqft
$201
Median days on market
518 days
Homes sold (recent period)
1
For-sale inventory
34
Sale-to-list ratio
99.3%
Active listings
1
New listings (monthly)
14

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$750/mo
1BR fair-market rent
$937/mo
2BR fair-market rent
$1,156/mo
3BR fair-market rent
$1,502/mo
4BR fair-market rent
$1,734/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.5 (100 = US avg)
Electricity rate (state-level)
16.2¢/kWh
Natural gas rate (state-level)
$11.50/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
4
Elementary schools
2
Middle schools
1
High schools
1
School districts serving the area
MSD Bluffton-Harrison, Northern Wells Community Schools
Schools include
Bluffton High School, Bluffton-Harrison Middle School, Bluffton-Harrison Elementary Sch, Lancaster Central School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Notable hazard ratings (county)
coldWave: Relatively Low · drought: Relatively Low · heatWave: Relatively Low · inlandFlooding: Relatively Low · strongWind: Relatively Low · tornado: Relatively Low
FEMA flood zone
A
Flood risk level
High
Wildfire risk to homes (county)
Higher than 0% of US counties
Buildings in wildfire direct-exposure zone
33.0%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
54.0°F
Average high
63.0°F
Average low
45.0°F
Annual precipitation
34.1 in
Annual snowfall
14.7 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
9.5 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
12,845
Jobs reachable by transit (45 min)
11,593

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
32
Nearest airport
Miller Airport (4 mi)
Nearest major airport
Fort Wayne International Airport (FWA) (18 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
BLUFFTON REGIONAL MEDICAL CENTER
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
3.0 / 5
EV charging stations (within 10 mi)
4
Solar radiation rating
Fair (3.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+131 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,970
Housing built before 1970
49.8%
Housing built 2000 or later
16.8%
Median annual property tax
$1,096
Mean commute to work
19 min
Households with broadband internet
63.7%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
9,815
Average weekly wage
$950
Top industries (by employment)
Accommodation & Food, Construction, Other Services
Annual residential building permits (county)
52

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

BlufftonState medianUS median
Median home value$234,294$237,170$289,727
Median sale price$265,000$238,000$325,000
Median days on market518 days38 days51 days
Median annual property tax$1,096$1,179$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Bluffton, IN?
$234,294.
What is the median sale price in Bluffton, IN?
$265,000.
How long do homes take to sell in Bluffton, IN?
Median days on market: 518 days.
What is typical rent in Bluffton, IN?
2-bedroom fair-market rent: $1,156/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Bluffton, IN?
Overall risk: Very Low (FEMA NRI, county-level).
Is Bluffton, IN in a flood zone?
High (FEMA NFIP). FEMA flood zone A.
What is the wildfire risk in Bluffton, IN?
Risk to homes is higher than 0% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Bluffton, IN?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Bluffton, IN?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Bluffton, IN?
4 schools (2 elementary, 1 middle, 1 high) (NCES, 2022-23).
Is Bluffton, IN walkable?
Walkability index: 9.5/20 (EPA Smart Location Database).
What is the cost of living in Bluffton, IN?
Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

ZIP code for Bluffton

Selling a home in Bluffton, IN?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents