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IN area data

Gary, IN

Aggregated across 7 ZIP codes in Gary.

Population: 72,702 (Census ACS)

The median home value in Gary, IN is $90,379 — down 1.1% over the past year. Homes sell for a median $102,393 after a median 58 days on market. Typical rent runs $1,327/month. 22 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with coldwave, tornado, inlandflooding the top-rated hazards. Cost of living is 9.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$90,379

Median home value

-1.1%

1-year change

58

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Median home value
$90,379
1-year appreciation
-1.1%
3-year appreciation
+4.9%
5-year appreciation
+24.6%
10-year appreciation
+166.6%
All-time peak (2025-09)
$95,239
House Price Index (state)
367.2 (+2.9% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$102,393
Median list price
$131,593
Median price per sqft
$65
1-year sale-price change
+17.1%
Median days on market
58 days
Homes sold (recent period)
29
For-sale inventory
351
Sale-to-list ratio
94.0%
Active listings
33
1-year forecast
+2.2%
Days to pending
88 days
New listings (monthly)
91

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,327/mo
1-year rent change
+5.7%
Studio fair-market rent
$866/mo
1BR fair-market rent
$977/mo
2BR fair-market rent
$1,189/mo
3BR fair-market rent
$1,456/mo
4BR fair-market rent
$1,574/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.5 (100 = US avg)
Electricity rate (state-level)
16.2¢/kWh
Natural gas rate (state-level)
$11.50/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
22
Elementary schools
9
Middle schools
3
High schools
5
Charter schools
8
School districts serving the area
21st Century Charter Sch of Gary, Gary Middle College, Charter School of the Dunes
Schools include
21st Century Charter Sch of Gary, Gary Middle College, Charter School of the Dunes, Banneker Elementary at Marquette, Gary Middle School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
coldWave, tornado, inlandFlooding, lightning, strongWind
Notable hazard ratings (county)
coldWave: Very High · earthquake: Relatively Low · hail: Relatively Low · heatWave: Relatively Moderate · iceStorm: Relatively Moderate · inlandFlooding: Relatively High
FEMA flood zone (varies by location)
includes X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 32% of US counties
Buildings in wildfire direct-exposure zone
9.5%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
6
Nearest Superfund site
Lake Sandy Jo (M&M Landfill) (1 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
43.5 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Moderate
Median AQI (annual)
55
Days with Good air quality
125
Days with Moderate air quality
222
Days with Unhealthy air quality
1
Highest AQI recorded (year)
215

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
7.9 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
99,052
Jobs reachable by transit (45 min)
99,727

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
14
Nearest national park
Indiana Dunes National Park (9 mi)
National parks include
Indiana Dunes National Park, Pullman National Historical Park
Airports within 30 mi
169
Nearest airport
Gary/Chicago International Airport (GYY) (1 mi)
Nearest major airport
Gary/Chicago International Airport (GYY) (1 mi)
Hospitals nearby (~15 mi)
18
Hospitals include
METHODIST HOSPITALS INC, THE UNIVERSITY OF CHICAGO MEDICAL CENTER, JACKSON PARK HOSPITAL
Avg hospital rating (CMS)
2.1 / 5
Best hospital rating nearby (CMS)
3.6 / 5
EV charging stations (within 10 mi)
27
Solar radiation rating
Fair (3.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+154 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,956
Housing built before 1970
76.3%
Housing built 2000 or later
5.6%
Median annual property tax
$931
Mean commute to work
24 min
Households with broadband internet
64.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
167,551
Average weekly wage
$1,153
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
1,605

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

GaryState medianUS median
Median home value$90,379$237,170$289,727
Median sale price$102,393$238,000$325,000
Median days on market58 days38 days51 days
Typical rent$1,327/mo$1,331/mo$1,808/mo
Median annual property tax$931$1,179$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Gary, IN?
$90,379.
What is the median sale price in Gary, IN?
$102,393.
How long do homes take to sell in Gary, IN?
Median days on market: 58 days.
What is typical rent in Gary, IN?
Typical rent: $1,327/month.
What is the natural-hazard risk in Gary, IN?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: coldWave, tornado, inlandFlooding, lightning, strongWind.
Is Gary, IN in a flood zone?
Minimal (FEMA NFIP). Parts of the area include FEMA flood zone X; zones vary by location within the city.
What is the wildfire risk in Gary, IN?
Risk to homes is higher than 32% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Gary, IN?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Gary, IN?
6 current or proposed National Priorities List sites within 5 miles (EPA). Nearest site: Lake Sandy Jo (M&M Landfill), 1 mi.
How many schools serve Gary, IN?
22 schools (9 elementary, 3 middle, 5 high) (NCES, 2022-23).
Is Gary, IN walkable?
Walkability index: 7.9/20 (EPA Smart Location Database).
What is the air quality in Gary, IN?
Moderate. Median AQI: 55. (EPA AQI).
What is the cost of living in Gary, IN?
Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

ZIP codes in Gary

Selling a home in Gary, IN?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents