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IN area data

Mill creek, IN

Mill creek, IN.

Population: 992 (Census ACS)

The median home value in Mill creek, IN is $324,622 — up 5.3% over the past year. Homes sell for a median $311,500 after a median 40 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with coldwave, tornado, hail the top-rated hazards. Cost of living is 9.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$324,622

Median home value

+5.3%

1-year change

40

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$324,622
1-year appreciation
+5.3%
3-year appreciation
+12.6%
5-year appreciation
+30.4%
10-year appreciation
+86.2%
All-time peak (2026-07)
$324,622
House Price Index (state)
367.2 (+2.9% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$311,500
Median list price
$261,950
Median price per sqft
$168
1-year sale-price change
-17.5%
Median days on market
40 days
Homes sold (recent period)
2
Sale-to-list ratio
97.5%
Active listings
2
1-year forecast
+3.5%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$750/mo
1BR fair-market rent
$937/mo
2BR fair-market rent
$1,156/mo
3BR fair-market rent
$1,502/mo
4BR fair-market rent
$1,734/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.5 (100 = US avg)
Electricity rate (state-level)
16.2¢/kWh
Natural gas rate (state-level)
$11.50/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
coldWave, tornado, hail, inlandFlooding, lightning
Notable hazard ratings (county)
coldWave: Relatively High · earthquake: Relatively Low · hail: Relatively Moderate · heatWave: Relatively Low · iceStorm: Relatively Low · inlandFlooding: Relatively Moderate
FEMA flood zone
X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 13% of US counties
Buildings in wildfire direct-exposure zone
40.8%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Fisher-Calo (9.7 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
50.0°F
Average high
59.0°F
Average low
42.0°F
Annual precipitation
44.3 in
Annual snowfall
69.7 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
39
Days with Good air quality
277
Days with Moderate air quality
76
Highest AQI recorded (year)
133

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
1.8 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
7,191
Jobs reachable by transit (45 min)
8,385

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
2
Nearest national park
Indiana Dunes National Park (29 mi)
National parks include
Indiana Dunes National Park, Pullman National Historical Park
Airports within 30 mi
48
Nearest airport
Dillon Airport (5 mi)
Nearest major airport
South Bend International Airport (SBN) (14 mi)
Hospitals nearby (~15 mi)
3
Hospitals include
NORTHWEST HEALTH-LA PORTE, FRANCISCAN HEALTH MICHIGAN CITY, MEMORIAL HOSPITAL OF SOUTH BEND
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
3.0 / 5
EV charging stations (within 10 mi)
4
Solar radiation rating
Fair (3.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-66 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,995
Housing built before 1970
8.4%
Housing built 2000 or later
40.3%
Median annual property tax
$1,841
Households with broadband internet
66.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
34,874
Average weekly wage
$989
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
180

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

Mill creekState medianUS median
Median home value$324,622$237,170$289,727
Median sale price$311,500$238,000$325,000
Median days on market40 days38 days51 days
Median annual property tax$1,841$1,179$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Mill creek, IN?
$324,622.
What is the median sale price in Mill creek, IN?
$311,500.
How long do homes take to sell in Mill creek, IN?
Median days on market: 40 days.
What is typical rent in Mill creek, IN?
2-bedroom fair-market rent: $1,156/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Mill creek, IN?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: coldWave, tornado, hail, inlandFlooding, lightning.
Is Mill creek, IN in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone X.
What is the wildfire risk in Mill creek, IN?
Risk to homes is higher than 13% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Mill creek, IN?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Mill creek, IN?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is Mill creek, IN walkable?
Walkability index: 1.8/20 (EPA Smart Location Database).
What is the air quality in Mill creek, IN?
Good. Median AQI: 39. (EPA AQI).
What is the cost of living in Mill creek, IN?
Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

ZIP code for Mill creek

Selling a home in Mill creek, IN?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents