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IN area data

Zcta 46385, IN

Zcta 46385, IN.

Population: 40,856 (Census ACS)

The median home value in Zcta 46385, IN is $378,161 — up 3.0% over the past year. Homes sell for a median $409,992 after a median 40 days on market. Typical rent runs $1,726/month. 9 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with coldwave, strongwind, tornado the top-rated hazards. Cost of living is 9.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$378,161

Median home value

+3.0%

1-year change

40

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$378,161
1-year appreciation
+3.0%
3-year appreciation
+7.8%
5-year appreciation
+23.6%
10-year appreciation
+72.6%
All-time peak (2026-07)
$378,161
House Price Index (state)
367.2 (+2.9% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$409,992
Median list price
$449,900
Median price per sqft
$177
1-year sale-price change
+0.0%
Median days on market
40 days
Homes sold (recent period)
148
For-sale inventory
191
Sale-to-list ratio
98.5%
Active listings
136
1-year forecast
+1.8%
Days to pending
48 days
New listings (monthly)
69

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,726/mo
1-year rent change
+5.1%
Studio fair-market rent
$1,070/mo
1BR fair-market rent
$1,210/mo
2BR fair-market rent
$1,470/mo
3BR fair-market rent
$1,800/mo
4BR fair-market rent
$1,950/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.5 (100 = US avg)
Electricity rate (state-level)
16.2¢/kWh
Natural gas rate (state-level)
$11.50/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
9
Elementary schools
3
Middle schools
2
High schools
3
School districts serving the area
Porter County Education Services, Porter Township School Corp, Union Township School Corp
Schools include
Porter County Education Services, Boone Grove High School, Union Township Middle School, Union Center Elementary School, Wheeler High School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
coldWave, strongWind, tornado, inlandFlooding, lightning
Notable hazard ratings (county)
coldWave: Relatively High · earthquake: Relatively Low · heatWave: Relatively Low · iceStorm: Relatively Low · inlandFlooding: Relatively Moderate · lightning: Relatively Moderate
FEMA flood zone
C
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 29% of US counties
Buildings in wildfire direct-exposure zone
35.4%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Cam-Or Inc. (13.3 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
44.6 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
48
Days with Good air quality
206
Days with Moderate air quality
137
Days with Unhealthy air quality
2
Highest AQI recorded (year)
180

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
8.0 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
21,644
Jobs reachable by transit (45 min)
25,564

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
2
Nearest national park
Indiana Dunes National Park (12 mi)
National parks include
Indiana Dunes National Park, Pullman National Historical Park
Airports within 30 mi
29
Nearest airport
Porter County Municipal Airport (VPZ) (6 mi)
Nearest major airport
Porter County Municipal Airport (VPZ) (6 mi)
Hospitals nearby (~15 mi)
10
Hospitals include
METHODIST HOSPITALS INC, FRANCISCAN HEALTH MICHIGAN CITY, ST MARY MEDICAL CENTER INC
Avg hospital rating (CMS)
2.4 / 5
Best hospital rating nearby (CMS)
3.0 / 5
Solar radiation rating
Fair (3.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+66 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,987
Housing built before 1970
22.1%
Housing built 2000 or later
27.6%
Median annual property tax
$2,643
Mean commute to work
28 min
Households with broadband internet
80.1%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
56,608
Average weekly wage
$1,081
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
439

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

Zcta 46385State medianUS median
Median home value$378,161$237,170$289,727
Median sale price$409,992$238,000$325,000
Median days on market40 days38 days51 days
Typical rent$1,726/mo$1,331/mo$1,808/mo
Median annual property tax$2,643$1,179$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Zcta 46385, IN?
$378,161.
What is the median sale price in Zcta 46385, IN?
$409,992.
How long do homes take to sell in Zcta 46385, IN?
Median days on market: 40 days.
What is typical rent in Zcta 46385, IN?
Typical rent: $1,726/month.
What is the natural-hazard risk in Zcta 46385, IN?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: coldWave, strongWind, tornado, inlandFlooding, lightning.
Is Zcta 46385, IN in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone C.
What is the wildfire risk in Zcta 46385, IN?
Risk to homes is higher than 29% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Zcta 46385, IN?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Zcta 46385, IN?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Zcta 46385, IN?
9 schools (3 elementary, 2 middle, 3 high) (NCES, 2022-23).
Is Zcta 46385, IN walkable?
Walkability index: 8.0/20 (EPA Smart Location Database).
What is the air quality in Zcta 46385, IN?
Good. Median AQI: 48. (EPA AQI).
What is the cost of living in Zcta 46385, IN?
Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

ZIP code for Zcta 46385

Selling a home in Zcta 46385, IN?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents