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KY area data

Bedford, KY

Bedford, KY.

Population: 5,068 (Census ACS)

The median home value in Bedford, KY is $248,122 — down 0.7% over the past year. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with strongwind the top-rated hazards. Cost of living is 11.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$248,122

Median home value

-0.7%

1-year change

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$248,122
1-year appreciation
-0.7%
3-year appreciation
+20.3%
5-year appreciation
+39.9%
10-year appreciation
+100.0%
All-time peak (2025-06)
$250,463
House Price Index (state)
396.0 (+2.4% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

For-sale inventory
16
New listings (monthly)
7

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$800/mo
1BR fair-market rent
$880/mo
2BR fair-market rent
$1,070/mo
3BR fair-market rent
$1,390/mo
4BR fair-market rent
$1,590/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
88.5 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
3
Elementary schools
1
Middle schools
0
High schools
2
Schools include
Bedford Elementary School, Trimble County Alternative Program, Trimble County JR/SR High School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
strongWind
Notable hazard ratings (county)
iceStorm: Relatively Low · strongWind: Relatively Moderate · tornado: Relatively Low
Wildfire risk to homes (county)
Higher than 15% of US counties
Buildings in wildfire direct-exposure zone
89.4%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
52.4 in
USDA plant hardiness zone
6b (extreme annual low -5 to 0°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
1
Nearest national park
William Howard Taft National Historic Site (57 mi)
Airports within 30 mi
25
Nearest airport
Lee Bottom Airport (7 mi)
Nearest major airport
Bowman Field (LOU) (32 mi)
Hospitals nearby (~15 mi)
1,090
Hospitals include
MIZELL MEMORIAL HOSPITAL, CRENSHAW COMMUNITY HOSPITAL, CRENSHAW COMMUNITY HOSPITAL
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
4
Solar radiation rating
Fair (4.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+14 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,991
Housing built before 1970
21.4%
Housing built 2000 or later
22.5%
Median annual property tax
$1,156
Mean commute to work
29 min
Households with broadband internet
43.5%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
773
Average weekly wage
$1,283
Top industries (by employment)
Construction, Health Care, Finance & Insurance

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

BedfordState medianUS median
Median home value$248,122$169,157$289,727
Median annual property tax$1,156$921$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Bedford, KY?
$248,122.
What is typical rent in Bedford, KY?
2-bedroom fair-market rent: $1,070/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Bedford, KY?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: strongWind.
What is the wildfire risk in Bedford, KY?
Risk to homes is higher than 15% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Bedford, KY?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Bedford, KY?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Bedford, KY?
3 schools (1 elementary, 2 high) (NCES, 2022-23).
What is the cost of living in Bedford, KY?
Regional Price Parity: 88.5 (100 = US average) (Low) (BEA RPP, metro/state-level).

ZIP code for Bedford

Selling a home in Bedford, KY?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents