KY area data
Fort thomas, KY
Fort thomas, KY.
Population: 17,240 (Census ACS)
The median home value in Fort thomas, KY is $380,146 — up 6.7% over the past year. Homes sell for a median $367,750 after a median 9 days on market. Typical rent runs $1,388/month. 5 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with coldwave, icestorm, lightning the top-rated hazards. Cost of living is 11.5% below the US average (BEA, metro/state-level).
$380,146
Median home value
+6.7%
1-year change
9
Median days on market
Relatively Low
Hazard risk (county)
Home values & appreciation
- Median home value
- $380,146
- 1-year appreciation
- +6.7%
- 3-year appreciation
- +10.7%
- 5-year appreciation
- +19.7%
- 10-year appreciation
- +65.4%
- All-time peak (2026-07)
- $380,146
- House Price Index (state)
- 396.0 (+2.4% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $367,750
- Median list price
- $369,000
- Median price per sqft
- $179
- 1-year sale-price change
- +2.2%
- Median days on market
- 9 days
- Homes sold (recent period)
- 2
- For-sale inventory
- 50
- Sale-to-list ratio
- 99.5%
- 1-year forecast
- +1.6%
- Days to pending
- 47 days
- New listings (monthly)
- 22
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $1,388/mo
- 1-year rent change
- +5.4%
- Studio fair-market rent
- $970/mo
- 1BR fair-market rent
- $1,060/mo
- 2BR fair-market rent
- $1,370/mo
- 3BR fair-market rent
- $1,810/mo
- 4BR fair-market rent
- $2,000/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Low)
- 88.5 (100 = US avg)
- Electricity rate (state-level)
- 13.2¢/kWh
- Natural gas rate (state-level)
- $14.20/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 5
- Elementary schools
- 3
- Middle schools
- 1
- High schools
- 1
- Schools include
- Highlands High School, Johnson Elementary School, Moyer Elementary School, Woodfill Elementary School, Highlands Middle School
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Low
- Top hazards (county)
- coldWave, iceStorm, lightning, strongWind, tornado
- Notable hazard ratings (county)
- coldWave: Relatively Moderate · earthquake: Relatively Low · heatWave: Relatively Low · iceStorm: Relatively Moderate · inlandFlooding: Relatively Low · landslide: Relatively Low
- FEMA flood zone
- A
- Flood risk level
- High
- Wildfire risk to homes (county)
- Higher than 12% of US counties
- Buildings in wildfire direct-exposure zone
- 52.7%
- Radon potential (county)
- Moderate radon potential — EPA Zone 2 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Pristine, Inc. (10.7 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 58.0°F
- Average high
- 67.0°F
- Average low
- 48.0°F
- Annual precipitation
- 40.7 in
- Annual snowfall
- 6.4 in
- USDA plant hardiness zone
- 6b (extreme annual low -5 to 0°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 44
- Days with Good air quality
- 234
- Days with Moderate air quality
- 120
- Days with Unhealthy air quality
- 2
- Highest AQI recorded (year)
- 187
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 10.8 / 20
- Transit service frequency
- 370
- Jobs reachable by car (30 min)
- 78,552
- Jobs reachable by transit (45 min)
- 56,194
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 3
- Nearest national park
- William Howard Taft National Historic Site (4 mi)
- National parks include
- William Howard Taft National Historic Site, Dayton Aviation Heritage National Historical Park, Charles Young Buffalo Soldiers National Monument
- Airports within 30 mi
- 37
- Nearest airport
- Cincinnati Municipal Airport Lunken Field (LUK) (2 mi)
- Nearest major airport
- Cincinnati Municipal Airport Lunken Field (LUK) (2 mi)
- Hospitals nearby (~15 mi)
- 1
- Hospitals include
- ST ELIZABETH FT THOMAS
- Avg hospital rating (CMS)
- 3.0 / 5
- Best hospital rating nearby (CMS)
- 3.0 / 5
- Solar radiation rating
- Fair (4.1 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +58 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,955
- Housing built before 1970
- 68.3%
- Housing built 2000 or later
- 8.6%
- Median annual property tax
- $4,328
- Mean commute to work
- 17 min
- Households with broadband internet
- 87.3%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 25,712
- Average weekly wage
- $1,087
- Top industries (by employment)
- Health Care, Accommodation & Food, Professional Services
- Annual residential building permits (county)
- 113
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| Fort thomas | State median | US median | |
|---|---|---|---|
| Median home value | $380,146 | $169,157 | $289,727 |
| Median sale price | $367,750 | $234,500 | $325,000 |
| Median days on market | 9 days | 57 days | 51 days |
| Typical rent | $1,388/mo | $1,378/mo | $1,808/mo |
| Median annual property tax | $4,328 | $921 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in Fort thomas, KY?
- $380,146.
- What is the median sale price in Fort thomas, KY?
- $367,750.
- How long do homes take to sell in Fort thomas, KY?
- Median days on market: 9 days.
- What is typical rent in Fort thomas, KY?
- Typical rent: $1,388/month.
- What is the natural-hazard risk in Fort thomas, KY?
- Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: coldWave, iceStorm, lightning, strongWind, tornado.
- Is Fort thomas, KY in a flood zone?
- High (FEMA NFIP). FEMA flood zone A.
- What is the wildfire risk in Fort thomas, KY?
- Risk to homes is higher than 12% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in Fort thomas, KY?
- Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near Fort thomas, KY?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve Fort thomas, KY?
- 5 schools (3 elementary, 1 middle, 1 high) (NCES, 2022-23).
- Is Fort thomas, KY walkable?
- Walkability index: 10.8/20 (EPA Smart Location Database).
- What is the air quality in Fort thomas, KY?
- Good. Median AQI: 44. (EPA AQI).
- What is the cost of living in Fort thomas, KY?
- Regional Price Parity: 88.5 (100 = US average) (Low) (BEA RPP, metro/state-level).
ZIP code for Fort thomas
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →