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KY area data

Hardin, KY

Hardin, KY.

Population: 2,083 (Census ACS)

The median home value in Hardin, KY is $153,725 — down 19.6% over the past year. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with icestorm, drought, earthquake the top-rated hazards. Cost of living is 11.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$153,725

Median home value

-19.6%

1-year change

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$153,725
1-year appreciation
-19.6%
3-year appreciation
-18.0%
5-year appreciation
-7.0%
10-year appreciation
+14.4%
All-time peak (2025-06)
$194,418
House Price Index (state)
396.0 (+2.4% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

For-sale inventory
15
New listings (monthly)
4

Source: recent area sales and market data (ZIP-level)

Affordability

Cost of living index (Low)
88.5 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
iceStorm, drought, earthquake, strongWind, winterWeather
Notable hazard ratings (county)
coldWave: Relatively Low · drought: Relatively Moderate · earthquake: Relatively Moderate · hail: Relatively Low · heatWave: Relatively Low · iceStorm: Relatively High
Wildfire risk to homes (county)
Higher than 32% of US counties
Buildings in wildfire direct-exposure zone
87.2%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
B.F. Goodrich (16.1 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
59.0°F
Average high
70.0°F
Average low
49.0°F
Annual precipitation
60.3 in
Annual snowfall
7.3 in
USDA plant hardiness zone
7b (extreme annual low 5 to 10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
1
Nearest national park
Fort Donelson National Battlefield (31 mi)
Airports within 30 mi
10
Nearest airport
Pirates Cove Airport (5 mi)
Nearest major airport
Barkley Regional Airport (PAH) (31 mi)
Hospitals nearby (~15 mi)
1,090
Hospitals include
MIZELL MEMORIAL HOSPITAL, CRENSHAW COMMUNITY HOSPITAL, CRENSHAW COMMUNITY HOSPITAL
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.3 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+77 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,983
Housing built before 1970
28.1%
Housing built 2000 or later
20.7%
Median annual property tax
$912
Households with broadband internet
60.8%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
9,978
Average weekly wage
$1,229
Top industries (by employment)
Construction, Accommodation & Food, Professional Services
Annual residential building permits (county)
98

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

HardinState medianUS median
Median home value$153,725$169,157$289,727
Median annual property tax$912$921$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Hardin, KY?
$153,725.
What is the natural-hazard risk in Hardin, KY?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: iceStorm, drought, earthquake, strongWind, winterWeather.
What is the wildfire risk in Hardin, KY?
Risk to homes is higher than 32% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Hardin, KY?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Hardin, KY?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the cost of living in Hardin, KY?
Regional Price Parity: 88.5 (100 = US average) (Low) (BEA RPP, metro/state-level).

ZIP code for Hardin

Selling a home in Hardin, KY?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents