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KY area data

Hardinsburg, KY

Hardinsburg, KY.

Population: 5,756 (Census ACS)

The median home value in Hardinsburg, KY is $187,788 — down 1.5% over the past year. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with hail, icestorm, strongwind the top-rated hazards. Cost of living is 11.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$187,788

Median home value

-1.5%

1-year change

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$187,788
1-year appreciation
-1.5%
3-year appreciation
+7.9%
5-year appreciation
+30.9%
10-year appreciation
+88.4%
All-time peak (2025-05)
$192,524
House Price Index (state)
396.0 (+2.4% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

For-sale inventory
31
New listings (monthly)
7

Source: recent area sales and market data (ZIP-level)

Affordability

Cost of living index (Low)
88.5 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
1
Middle schools
0
High schools
0
Schools include
Hardinsburg Elementary School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
hail, iceStorm, strongWind
Notable hazard ratings (county)
coldWave: Relatively Low · drought: Relatively Low · earthquake: Relatively Low · hail: Relatively Moderate · heatWave: Relatively Low · iceStorm: Relatively Moderate
Wildfire risk to homes (county)
Higher than 18% of US counties
Buildings in wildfire direct-exposure zone
88.2%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
57.0°F
Average high
69.0°F
Average low
45.0°F
Annual precipitation
54.9 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
3
Nearest national park
Lincoln Boyhood National Memorial (39 mi)
National parks include
Lincoln Boyhood National Memorial, Mammoth Cave National Park, Abraham Lincoln Birthplace National Historical Park
Airports within 30 mi
11
Nearest airport
Breckinridge County Airport (2 mi)
Nearest major airport
Godman Army Air Field (FTK) (28 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
BRECKINRIDGE MEMORIAL HOSPITAL
Avg hospital rating (CMS)
2.0 / 5
Best hospital rating nearby (CMS)
2.0 / 5
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+144 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,985
Housing built before 1970
16.3%
Housing built 2000 or later
21.2%
Median annual property tax
$979
Households with broadband internet
61.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
2,790
Average weekly wage
$802
Top industries (by employment)
Construction, Accommodation & Food, Wholesale Trade
Annual residential building permits (county)
5

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

HardinsburgState medianUS median
Median home value$187,788$169,157$289,727
Median annual property tax$979$921$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Hardinsburg, KY?
$187,788.
What is the natural-hazard risk in Hardinsburg, KY?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: hail, iceStorm, strongWind.
What is the wildfire risk in Hardinsburg, KY?
Risk to homes is higher than 18% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Hardinsburg, KY?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Hardinsburg, KY?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Hardinsburg, KY?
1 schools (1 elementary) (NCES, 2022-23).
What is the cost of living in Hardinsburg, KY?
Regional Price Parity: 88.5 (100 = US average) (Low) (BEA RPP, metro/state-level).

ZIP code for Hardinsburg

Selling a home in Hardinsburg, KY?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents