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KY area data

Loretto, KY

Loretto, KY.

Population: 2,793 (Census ACS)

The median home value in Loretto, KY is $252,355 — up 3.1% over the past year. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with strongwind the top-rated hazards. Cost of living is 11.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$252,355

Median home value

+3.1%

1-year change

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$252,355
1-year appreciation
+3.1%
3-year appreciation
+24.0%
5-year appreciation
+45.7%
10-year appreciation
+116.3%
All-time peak (2026-04)
$255,978
House Price Index (state)
396.0 (+2.4% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

For-sale inventory
15

Source: recent area sales and market data (ZIP-level)

Affordability

Cost of living index (Low)
88.5 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
1
Middle schools
0
High schools
0
Schools include
West Marion Elementary School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
strongWind
Notable hazard ratings (county)
coldWave: Relatively Low · earthquake: Relatively Low · hail: Relatively Low · iceStorm: Relatively Low · inlandFlooding: Relatively Low · lightning: Relatively Low
Wildfire risk to homes (county)
Higher than 19% of US counties
Buildings in wildfire direct-exposure zone
83.5%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
57.0°F
Average high
69.0°F
Average low
45.0°F
Annual precipitation
52.4 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
4
Nearest national park
Abraham Lincoln Birthplace National Historical Park (15 mi)
National parks include
Abraham Lincoln Birthplace National Historical Park, Camp Nelson National Monument, Mammoth Cave National Park
Airports within 30 mi
10
Nearest airport
Lebanon Springfield Airport - George Hoerter Field (10 mi)
Nearest major airport
Godman Army Air Field (FTK) (35 mi)
Hospitals nearby (~15 mi)
1,090
Hospitals include
MIZELL MEMORIAL HOSPITAL, CRENSHAW COMMUNITY HOSPITAL, CRENSHAW COMMUNITY HOSPITAL
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
6
Solar radiation rating
Fair (4.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+49 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,987
Housing built before 1970
27.6%
Housing built 2000 or later
34.8%
Median annual property tax
$1,119
Mean commute to work
31 min
Households with broadband internet
65.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
7,952
Average weekly wage
$958
Top industries (by employment)
Health Care, Administrative Services, Accommodation & Food
Annual residential building permits (county)
51

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

LorettoState medianUS median
Median home value$252,355$169,157$289,727
Median annual property tax$1,119$921$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Loretto, KY?
$252,355.
What is the natural-hazard risk in Loretto, KY?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: strongWind.
What is the wildfire risk in Loretto, KY?
Risk to homes is higher than 19% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Loretto, KY?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Loretto, KY?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Loretto, KY?
1 schools (1 elementary) (NCES, 2022-23).
What is the cost of living in Loretto, KY?
Regional Price Parity: 88.5 (100 = US average) (Low) (BEA RPP, metro/state-level).

ZIP code for Loretto

Selling a home in Loretto, KY?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents