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KY area data

Middleburg, KY

Middleburg, KY.

Population: 498 (Census ACS)

The median home value in Middleburg, KY is $148,479 — down 4.9% over the past year. FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with strongwind, winterweather the top-rated hazards. Cost of living is 11.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$148,479

Median home value

-4.9%

1-year change

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$148,479
1-year appreciation
-4.9%
3-year appreciation
+2.9%
5-year appreciation
+30.4%
10-year appreciation
+84.8%
All-time peak (2025-05)
$160,000
House Price Index (state)
396.0 (+2.4% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Affordability

Cost of living index (Low)
88.5 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
strongWind, winterWeather
Notable hazard ratings (county)
coldWave: Relatively Low · drought: Relatively Low · hail: Relatively Low · iceStorm: Relatively Low · inlandFlooding: Relatively Low · lightning: Relatively Low
Wildfire risk to homes (county)
Higher than 31% of US counties
Buildings in wildfire direct-exposure zone
94.2%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
59.0°F
Average high
68.0°F
Average low
49.0°F
Annual precipitation
56.9 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
4
Nearest national park
Mill Springs Battlefield National Monument (21 mi)
National parks include
Mill Springs Battlefield National Monument, Camp Nelson National Monument, Abraham Lincoln Birthplace National Historical Park
Airports within 30 mi
12
Nearest airport
Robbins Roost Airport (10 mi)
Nearest major airport
Lake Cumberland Regional Airport (SME) (24 mi)
Hospitals nearby (~15 mi)
1,090
Hospitals include
MIZELL MEMORIAL HOSPITAL, CRENSHAW COMMUNITY HOSPITAL, CRENSHAW COMMUNITY HOSPITAL
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+40 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,978
Housing built before 1970
31.4%
Housing built 2000 or later
37.1%
Median annual property tax
$863
Households with broadband internet
65.9%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
3,300
Average weekly wage
$806
Top industries (by employment)
Health Care, Accommodation & Food, Wholesale Trade
Annual residential building permits (county)
4

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

MiddleburgState medianUS median
Median home value$148,479$169,157$289,727
Median annual property tax$863$921$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Middleburg, KY?
$148,479.
What is the natural-hazard risk in Middleburg, KY?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: strongWind, winterWeather.
What is the wildfire risk in Middleburg, KY?
Risk to homes is higher than 31% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Middleburg, KY?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Middleburg, KY?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the cost of living in Middleburg, KY?
Regional Price Parity: 88.5 (100 = US average) (Low) (BEA RPP, metro/state-level).

ZIP code for Middleburg

Selling a home in Middleburg, KY?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents