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KY area data

Montpelier, KY

Montpelier, KY.

Population: 16,412 (Census ACS)

The median home value in Montpelier, KY is $165,629 — down 10.2% over the past year. 5 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with strongwind, tornado, winterweather the top-rated hazards. Cost of living is 11.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$165,629

Median home value

-10.2%

1-year change

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$165,629
1-year appreciation
-10.2%
3-year appreciation
-2.4%
5-year appreciation
+17.3%
10-year appreciation
+72.7%
All-time peak (2025-05)
$186,572
House Price Index (state)
396.0 (+2.4% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

For-sale inventory
65
New listings (monthly)
17

Source: recent area sales and market data (ZIP-level)

Affordability

Cost of living index (Low)
88.5 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
5
Elementary schools
2
Middle schools
1
High schools
2
Schools include
Adair County High School, Adair Learning Academy, Adair County Middle School, Adair County Elementary School, Adair County Primary Center

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
strongWind, tornado, winterWeather
Notable hazard ratings (county)
coldWave: Relatively Low · drought: Relatively Low · earthquake: Relatively Low · hail: Relatively Low · iceStorm: Relatively Low · inlandFlooding: Relatively Low
Wildfire risk to homes (county)
Higher than 30% of US counties
Buildings in wildfire direct-exposure zone
91.3%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
55.9 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
4
Nearest national park
Mill Springs Battlefield National Monument (31 mi)
National parks include
Mill Springs Battlefield National Monument, Abraham Lincoln Birthplace National Historical Park, Mammoth Cave National Park
Airports within 30 mi
6
Nearest airport
Columbia-Adair Co. Airport (3 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
TJ HEALTH COLUMBIA
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+68 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,982
Housing built before 1970
31.1%
Housing built 2000 or later
25.9%
Median annual property tax
$965
Mean commute to work
19 min
Households with broadband internet
65.4%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
3,850
Average weekly wage
$758
Top industries (by employment)
Construction, Finance & Insurance, Administrative Services
Annual residential building permits (county)
3

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

MontpelierState medianUS median
Median home value$165,629$169,157$289,727
Median annual property tax$965$921$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Montpelier, KY?
$165,629.
What is the natural-hazard risk in Montpelier, KY?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: strongWind, tornado, winterWeather.
What is the wildfire risk in Montpelier, KY?
Risk to homes is higher than 30% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Montpelier, KY?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Montpelier, KY?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Montpelier, KY?
5 schools (2 elementary, 1 middle, 2 high) (NCES, 2022-23).
What is the cost of living in Montpelier, KY?
Regional Price Parity: 88.5 (100 = US average) (Low) (BEA RPP, metro/state-level).

ZIP code for Montpelier

Selling a home in Montpelier, KY?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents