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KY area data

Owingsville, KY

Owingsville, KY.

Population: 7,595 (Census ACS)

The median home value in Owingsville, KY is $187,451 — up 1.5% over the past year. Homes sell for a median $174,500 after a median 37 days on market. 5 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with lightning the top-rated hazards. Cost of living is 11.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$187,451

Median home value

+1.5%

1-year change

37

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$187,451
1-year appreciation
+1.5%
3-year appreciation
+14.6%
5-year appreciation
+42.2%
10-year appreciation
+101.0%
All-time peak (2026-07)
$187,451
House Price Index (state)
396.0 (+2.4% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$174,500
Median list price
$187,000
Median price per sqft
$164
1-year sale-price change
-25.7%
Median days on market
37 days
Homes sold (recent period)
6
For-sale inventory
34
Sale-to-list ratio
101.5%
Active listings
18
1-year forecast
+1.4%
New listings (monthly)
4

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$701/mo
1BR fair-market rent
$876/mo
2BR fair-market rent
$1,089/mo
3BR fair-market rent
$1,416/mo
4BR fair-market rent
$1,634/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
88.5 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
5
Elementary schools
2
Middle schools
1
High schools
2
Schools include
Owingsville Elementary School, Bath County High School, Bath County Middle School, Crossroads Elementary School, Second Chance Academy

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
lightning
Notable hazard ratings (county)
lightning: Relatively Moderate · strongWind: Relatively Low · tornado: Relatively Low · winterWeather: Relatively Low
FEMA flood zone
A
Flood risk level
High
Wildfire risk to homes (county)
Higher than 36% of US counties
Buildings in wildfire direct-exposure zone
91.1%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Maxey Flats Nuclear Disposal (14 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
54.0°F
Average high
66.0°F
Average low
42.0°F
Annual precipitation
53.6 in
USDA plant hardiness zone
6b (extreme annual low -5 to 0°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
6.8 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
6,254
Jobs reachable by transit (45 min)
6,306

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Camp Nelson National Monument (51 mi)
Airports within 30 mi
16
Nearest airport
One Oak Airport (6 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
SAINT JOSEPH MOUNT STERLING
Solar radiation rating
Fair (4.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+14 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,984
Housing built before 1970
30.0%
Housing built 2000 or later
24.1%
Median annual property tax
$831
Mean commute to work
26 min
Households with broadband internet
58.1%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
1,492
Average weekly wage
$943
Top industries (by employment)
Construction, Administrative Services, Finance & Insurance
Annual residential building permits (county)
2

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

OwingsvilleState medianUS median
Median home value$187,451$169,157$289,727
Median sale price$174,500$234,500$325,000
Median days on market37 days57 days51 days
Median annual property tax$831$921$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Owingsville, KY?
$187,451.
What is the median sale price in Owingsville, KY?
$174,500.
How long do homes take to sell in Owingsville, KY?
Median days on market: 37 days.
What is typical rent in Owingsville, KY?
2-bedroom fair-market rent: $1,089/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Owingsville, KY?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: lightning.
Is Owingsville, KY in a flood zone?
High (FEMA NFIP). FEMA flood zone A.
What is the wildfire risk in Owingsville, KY?
Risk to homes is higher than 36% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Owingsville, KY?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Owingsville, KY?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Owingsville, KY?
5 schools (2 elementary, 1 middle, 2 high) (NCES, 2022-23).
Is Owingsville, KY walkable?
Walkability index: 6.8/20 (EPA Smart Location Database).
What is the cost of living in Owingsville, KY?
Regional Price Parity: 88.5 (100 = US average) (Low) (BEA RPP, metro/state-level).

ZIP code for Owingsville

Selling a home in Owingsville, KY?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents