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KY area data

Smithfield, KY

Smithfield, KY.

Population: 2,570 (Census ACS)

The median home value in Smithfield, KY is $418,613 — up 6.1% over the past year. Homes sell for a median $500,000 after a median 29 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with strongwind the top-rated hazards. Cost of living is 11.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$418,613

Median home value

+6.1%

1-year change

29

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$418,613
1-year appreciation
+6.1%
3-year appreciation
+14.9%
5-year appreciation
+32.1%
10-year appreciation
+104.1%
All-time peak (2026-07)
$418,613
House Price Index (state)
396.0 (+2.4% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$500,000
Median list price
$500,000
Median price per sqft
$173
1-year sale-price change
-9.1%
Median days on market
29 days
Homes sold (recent period)
9
For-sale inventory
8
Sale-to-list ratio
101.5%
Active listings
6
1-year forecast
+1.1%
New listings (monthly)
2

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,000/mo
1BR fair-market rent
$1,080/mo
2BR fair-market rent
$1,300/mo
3BR fair-market rent
$1,650/mo
4BR fair-market rent
$1,930/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
88.5 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
strongWind
Notable hazard ratings (county)
coldWave: Relatively Low · iceStorm: Relatively Low · lightning: Relatively Low · strongWind: Relatively Moderate · tornado: Relatively Low
FEMA flood zone
A
Flood risk level
High
Wildfire risk to homes (county)
Higher than 14% of US counties
Buildings in wildfire direct-exposure zone
91.9%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
58.0°F
Average high
67.0°F
Average low
48.0°F
Annual precipitation
39.4 in
Annual snowfall
6.1 in
USDA plant hardiness zone
6b (extreme annual low -5 to 0°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
4.0 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
16,832
Jobs reachable by transit (45 min)
15,751

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Camp Nelson National Monument (55 mi)
Airports within 30 mi
25
Nearest airport
Jeffries Farm Airport (5 mi)
Nearest major airport
Bowman Field (LOU) (24 mi)
Hospitals nearby (~15 mi)
4
Hospitals include
UOFL HEALTH - SHELBYVILLE HOSPITAL, BAPTIST HEALTH LAGRANGE, THE BROOK HOSPITAL - KMI
Avg hospital rating (CMS)
4.0 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (4.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+17 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,995
Housing built before 1970
24.5%
Housing built 2000 or later
41.2%
Median annual property tax
$2,496
Mean commute to work
24 min
Households with broadband internet
52.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
1,980
Average weekly wage
$899
Top industries (by employment)
Construction, Finance & Insurance, Administrative Services
Annual residential building permits (county)
59

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

SmithfieldState medianUS median
Median home value$418,613$169,157$289,727
Median sale price$500,000$234,500$325,000
Median days on market29 days57 days51 days
Median annual property tax$2,496$921$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Smithfield, KY?
$418,613.
What is the median sale price in Smithfield, KY?
$500,000.
How long do homes take to sell in Smithfield, KY?
Median days on market: 29 days.
What is typical rent in Smithfield, KY?
2-bedroom fair-market rent: $1,300/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Smithfield, KY?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: strongWind.
Is Smithfield, KY in a flood zone?
High (FEMA NFIP). FEMA flood zone A.
What is the wildfire risk in Smithfield, KY?
Risk to homes is higher than 14% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Smithfield, KY?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Smithfield, KY?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is Smithfield, KY walkable?
Walkability index: 4.0/20 (EPA Smart Location Database).
What is the cost of living in Smithfield, KY?
Regional Price Parity: 88.5 (100 = US average) (Low) (BEA RPP, metro/state-level).

ZIP code for Smithfield

Selling a home in Smithfield, KY?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents