MA area data
Spencer, MA
Spencer, MA.
Population: 12,008 (Census ACS)
The median home value in Spencer, MA is $444,934 — up 1.2% over the past year. Homes sell for a median $425,000 after a median 52.5 days on market. Typical rent runs $1,896/month. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with icestorm, coldwave, hurricane the top-rated hazards. Cost of living is 10.5% above the US average (BEA, metro/state-level).
$444,934
Median home value
+1.2%
1-year change
52.5
Median days on market
Relatively Moderate
Hazard risk (county)
Home values & appreciation
- Median home value
- $444,934
- 1-year appreciation
- +1.2%
- 3-year appreciation
- +9.3%
- 5-year appreciation
- +25.6%
- 10-year appreciation
- +93.6%
- All-time peak (2026-04)
- $446,164
- House Price Index (state)
- 467.4 (+2.1% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $425,000
- Median list price
- $460,000
- Median price per sqft
- $287
- 1-year sale-price change
- +1.8%
- Median days on market
- 52.5 days
- Homes sold (recent period)
- 18
- For-sale inventory
- 37
- Sale-to-list ratio
- 100.3%
- Active listings
- 20
- 1-year forecast
- +1.9%
- New listings (monthly)
- 19
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $1,896/mo
- Studio fair-market rent
- $1,278/mo
- 1BR fair-market rent
- $1,597/mo
- 2BR fair-market rent
- $2,044/mo
- 3BR fair-market rent
- $2,658/mo
- 4BR fair-market rent
- $3,067/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (High)
- 110.5 (100 = US avg)
- Electricity rate (state-level)
- 30.5¢/kWh
- Natural gas rate (state-level)
- $25.10/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 3
- Elementary schools
- 1
- Middle schools
- 1
- High schools
- 1
- Schools include
- Knox Trail Middle School, David Prouty High, Wire Village School
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Moderate
- Top hazards (county)
- iceStorm, coldWave, hurricane, inlandFlooding, lightning
- Notable hazard ratings (county)
- coldWave: Relatively High · drought: Relatively Moderate · earthquake: Relatively Low · hail: Relatively Moderate · heatWave: Relatively Moderate · hurricane: Relatively High
- FEMA flood zone
- X
- Flood risk level
- Minimal
- Wildfire risk to homes (county)
- Higher than 19% of US counties
- Buildings in wildfire direct-exposure zone
- 47.1%
- Radon potential (county)
- High radon potential — EPA Zone 1 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Hocomonco Pond (17.5 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 51.0°F
- Average high
- 59.0°F
- Average low
- 42.0°F
- Annual precipitation
- 58.2 in
- Annual snowfall
- 45.9 in
- USDA plant hardiness zone
- 6a (extreme annual low -10 to -5°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 39
- Days with Good air quality
- 268
- Days with Moderate air quality
- 93
- Highest AQI recorded (year)
- 148
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 11.2 / 20
- Transit service frequency
- 982
- Jobs reachable by car (30 min)
- 13,958
- Jobs reachable by transit (45 min)
- 20,022
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 15
- Nearest national park
- New England National Scenic Trail (27 mi)
- National parks include
- New England National Scenic Trail, Springfield Armory National Historic Site, Minute Man National Historical Park
- Airports within 30 mi
- 33
- Nearest airport
- Spencer Airport (3 mi)
- Nearest major airport
- Worcester Regional Airport (ORH) (6 mi)
- Hospitals nearby (~15 mi)
- 5
- Hospitals include
- UMASS MEMORIAL HEALTH - HARRINGTON HOSPITAL, BAYSTATE WING HOSPITAL, ADCARE HOSPITAL OF WORCESTER INC
- Avg hospital rating (CMS)
- 3.5 / 5
- Best hospital rating nearby (CMS)
- 5.0 / 5
- Solar radiation rating
- Fair (3.8 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- -1,365 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,968
- Housing built before 1970
- 51.9%
- Housing built 2000 or later
- 12.8%
- Median annual property tax
- $4,387
- Mean commute to work
- 29 min
- Households with broadband internet
- 77.7%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 297,809
- Average weekly wage
- $1,309
- Top industries (by employment)
- Health Care, Accommodation & Food, Administrative Services
- Annual residential building permits (county)
- 824
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| Spencer | State median | US median | |
|---|---|---|---|
| Median home value | $444,934 | $625,940 | $289,727 |
| Median sale price | $425,000 | $585,000 | $325,000 |
| Median days on market | 53 days | 27 days | 51 days |
| Typical rent | $1,896/mo | $2,768/mo | $1,808/mo |
| Median annual property tax | $4,387 | $5,436 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in Spencer, MA?
- $444,934.
- What is the median sale price in Spencer, MA?
- $425,000.
- How long do homes take to sell in Spencer, MA?
- Median days on market: 52.5 days.
- What is typical rent in Spencer, MA?
- Typical rent: $1,896/month.
- What is the natural-hazard risk in Spencer, MA?
- Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: iceStorm, coldWave, hurricane, inlandFlooding, lightning.
- Is Spencer, MA in a flood zone?
- Minimal (FEMA NFIP). FEMA flood zone X.
- What is the wildfire risk in Spencer, MA?
- Risk to homes is higher than 19% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in Spencer, MA?
- High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near Spencer, MA?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve Spencer, MA?
- 3 schools (1 elementary, 1 middle, 1 high) (NCES, 2022-23).
- Is Spencer, MA walkable?
- Walkability index: 11.2/20 (EPA Smart Location Database).
- What is the air quality in Spencer, MA?
- Good. Median AQI: 39. (EPA AQI).
- What is the cost of living in Spencer, MA?
- Regional Price Parity: 110.5 (100 = US average) (High) (BEA RPP, metro/state-level).
ZIP code for Spencer
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →