Skip to main content

MD area data

Cambridge, MD

Cambridge, MD.

Population: 17,926 (Census ACS)

The median home value in Cambridge, MD is $262,720 — down 0.2% over the past year. Homes sell for a median $285,000 after a median 79.5 days on market. 7 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with coastalflooding, drought, hurricane the top-rated hazards. Cost of living is 8.0% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$262,720

Median home value

-0.2%

1-year change

79.5

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$262,720
1-year appreciation
-0.2%
3-year appreciation
+5.2%
5-year appreciation
+20.4%
10-year appreciation
+72.4%
All-time peak (2025-03)
$267,022
House Price Index (state)
367.5 (+0.7% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$285,000
Median list price
$315,000
Median price per sqft
$156
1-year sale-price change
+3.6%
Median days on market
79.5 days
Homes sold (recent period)
80
For-sale inventory
168
Sale-to-list ratio
100.7%
Active listings
175
1-year forecast
-0.2%
Days to pending
101 days
New listings (monthly)
33

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,150/mo
1BR fair-market rent
$1,437/mo
2BR fair-market rent
$1,704/mo
3BR fair-market rent
$2,216/mo
4BR fair-market rent
$2,557/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
108.0 (100 = US avg)
Electricity rate (state-level)
19.5¢/kWh
Natural gas rate (state-level)
$16.10/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
7
Elementary schools
3
Middle schools
1
High schools
1
Schools include
Cambridge-South Dorchester High School, Maple Elementary School, Sandy Hill Elementary, Choptank Elementary School, Judith P. Hoyer Early Childhood Center

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
coastalFlooding, drought, hurricane
Notable hazard ratings (county)
coastalFlooding: Relatively High · coldWave: Relatively Low · drought: Relatively Moderate · heatWave: Relatively Low · hurricane: Relatively Moderate · iceStorm: Relatively Low
FEMA flood zone
A04
Flood risk level
High
Wildfire risk to homes (county)
Higher than 86% of US counties
Buildings in wildfire direct-exposure zone
56.6%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Patuxent River Naval Air Station (24.4 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
48.3 in
USDA plant hardiness zone
8a (extreme annual low 10 to 15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
44
Days with Good air quality
268
Days with Moderate air quality
90
Days with Unhealthy air quality
3
Highest AQI recorded (year)
179

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
4.2 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
4,275
Jobs reachable by transit (45 min)
5,175

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
42
Nearest national park
Harriet Tubman Underground Railroad National Historical Park (5 mi)
National parks include
Harriet Tubman Underground Railroad National Historical Park, Captain John Smith Chesapeake National Historic Trail, Chesapeake Bay
Airports within 30 mi
32
Nearest airport
Cambridge Dorchester Airport (CGE) (4 mi)
Nearest major airport
Patuxent River Naval Air Station (Trapnell Field) (NHK) (23 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
EASTERN SHORE HOSPITAL CENTER
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+99 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,969
Housing built before 1970
50.6%
Housing built 2000 or later
23.2%
Median annual property tax
$2,662
Mean commute to work
23 min
Households with broadband internet
62.8%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
9,402
Average weekly wage
$886
Top industries (by employment)
Accommodation & Food, Health Care, Construction
Annual residential building permits (county)
56

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

CambridgeState medianUS median
Median home value$262,720$452,533$289,727
Median sale price$285,000$450,000$325,000
Median days on market80 days40 days51 days
Median annual property tax$2,662$3,862$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Cambridge, MD?
$262,720.
What is the median sale price in Cambridge, MD?
$285,000.
How long do homes take to sell in Cambridge, MD?
Median days on market: 79.5 days.
What is typical rent in Cambridge, MD?
2-bedroom fair-market rent: $1,704/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Cambridge, MD?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: coastalFlooding, drought, hurricane.
Is Cambridge, MD in a flood zone?
High (FEMA NFIP). FEMA flood zone A04.
What is the wildfire risk in Cambridge, MD?
Risk to homes is higher than 86% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Cambridge, MD?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Cambridge, MD?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Cambridge, MD?
7 schools (3 elementary, 1 middle, 1 high) (NCES, 2022-23).
Is Cambridge, MD walkable?
Walkability index: 4.2/20 (EPA Smart Location Database).
What is the air quality in Cambridge, MD?
Good. Median AQI: 44. (EPA AQI).
What is the cost of living in Cambridge, MD?
Regional Price Parity: 108.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

ZIP code for Cambridge

Selling a home in Cambridge, MD?

REAIGENT7 gives every listing its own AI assistant grounded in this same public data — it answers buyer questions about the home and the area, around the clock, and sends every lead to the listing agent. Agents: it installs on your listing page, your website, or WordPress.

Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents