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MD area data

Charlestown, MD

Charlestown, MD.

Population: 810 (Census ACS)

The median home value in Charlestown, MD is $338,830 — down 0.9% over the past year. Homes sell for a median $90,000 after a median 307 days on market. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with drought, strongwind, winterweather the top-rated hazards. Cost of living is 8.0% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$338,830

Median home value

-0.9%

1-year change

307

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$338,830
1-year appreciation
-0.9%
3-year appreciation
+9.2%
5-year appreciation
+18.1%
10-year appreciation
+66.1%
All-time peak (2025-03)
$343,075
House Price Index (state)
367.5 (+0.7% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$90,000
Median list price
$339,950
Median price per sqft
$175
Median days on market
307 days
Homes sold (recent period)
3
Sale-to-list ratio
79.8%
Active listings
1
1-year forecast
+1.3%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,440/mo
1BR fair-market rent
$1,560/mo
2BR fair-market rent
$1,860/mo
3BR fair-market rent
$2,230/mo
4BR fair-market rent
$2,490/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
108.0 (100 = US avg)
Electricity rate (state-level)
19.5¢/kWh
Natural gas rate (state-level)
$16.10/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
1
Middle schools
0
High schools
0
Schools include
Charlestown Elementary

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
drought, strongWind, winterWeather, iceStorm, lightning
Notable hazard ratings (county)
coastalFlooding: Relatively Low · coldWave: Relatively Low · drought: Relatively High · earthquake: Relatively Low · heatWave: Relatively Low · hurricane: Relatively Low
FEMA flood zone
A13
Flood risk level
High
Wildfire risk to homes (county)
Higher than 22% of US counties
Buildings in wildfire direct-exposure zone
71.9%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
1
Nearest Superfund site
Ordnance Products, Inc. (5 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
50.7 in
USDA plant hardiness zone
7b (extreme annual low 5 to 10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
42
Days with Good air quality
266
Days with Moderate air quality
88
Days with Unhealthy air quality
4
Highest AQI recorded (year)
190

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
10.7 / 20
Transit service frequency
746
Jobs reachable by car (30 min)
21,651
Jobs reachable by transit (45 min)
24,605

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
12
Nearest national park
First State National Historical Park (28 mi)
National parks include
First State National Historical Park, Hampton National Historic Site, Fort McHenry National Monument and Historic Shrine
Airports within 30 mi
51
Nearest airport
Cecil County Airport (6 mi)
Nearest major airport
Phillips Army Air Field (APG) (13 mi)
Hospitals nearby (~15 mi)
3
Hospitals include
ROCKFORD CENTER, UNION HOSPITAL OF CECIL COUNTY, UM UPPER CHESAPEAKE BEHAVIORAL HEALTH PAVILION AT
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
3.0 / 5
Solar radiation rating
Fair (4.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+318 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,941
Housing built before 1970
71.8%
Housing built 2000 or later
5.4%
Median annual property tax
$3,191
Households with broadband internet
75.0%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
28,742
Average weekly wage
$1,053
Top industries (by employment)
Accommodation & Food, Health Care, Wholesale Trade
Annual residential building permits (county)
231

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

CharlestownState medianUS median
Median home value$338,830$452,533$289,727
Median sale price$90,000$450,000$325,000
Median days on market307 days40 days51 days
Median annual property tax$3,191$3,862$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Charlestown, MD?
$338,830.
What is the median sale price in Charlestown, MD?
$90,000.
How long do homes take to sell in Charlestown, MD?
Median days on market: 307 days.
What is typical rent in Charlestown, MD?
2-bedroom fair-market rent: $1,860/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Charlestown, MD?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: drought, strongWind, winterWeather, iceStorm, lightning.
Is Charlestown, MD in a flood zone?
High (FEMA NFIP). FEMA flood zone A13.
What is the wildfire risk in Charlestown, MD?
Risk to homes is higher than 22% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Charlestown, MD?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Charlestown, MD?
1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: Ordnance Products, Inc., 5 mi.
How many schools serve Charlestown, MD?
1 schools (1 elementary) (NCES, 2022-23).
Is Charlestown, MD walkable?
Walkability index: 10.7/20 (EPA Smart Location Database).
What is the air quality in Charlestown, MD?
Good. Median AQI: 42. (EPA AQI).
What is the cost of living in Charlestown, MD?
Regional Price Parity: 108.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

ZIP code for Charlestown

Selling a home in Charlestown, MD?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents