MD area data
Oakland, MD
Oakland, MD.
Population: 13,691 (Census ACS)
The median home value in Oakland, MD is $301,309 — up 1.0% over the past year. 6 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with winterweather the top-rated hazards. Cost of living is 8.0% above the US average (BEA, metro/state-level).
$301,309
Median home value
+1.0%
1-year change
Very Low
Hazard risk (county)
Home values & appreciation
- Median home value
- $301,309
- 1-year appreciation
- +1.0%
- 3-year appreciation
- +3.4%
- 5-year appreciation
- +16.9%
- 10-year appreciation
- +59.5%
- All-time peak (2025-02)
- $302,567
- House Price Index (state)
- 367.5 (+0.7% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- For-sale inventory
- 105
- Days to pending
- 77 days
- New listings (monthly)
- 23
Source: recent area sales and market data (ZIP-level)
Affordability
- Cost of living index (Above Average)
- 108.0 (100 = US avg)
- Electricity rate (state-level)
- 19.5¢/kWh
- Natural gas rate (state-level)
- $16.10/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 6
- Elementary schools
- 4
- Middle schools
- 1
- High schools
- 1
- Schools include
- Broad Ford Elementary, Crellin Elementary, Southern Garrett High School, Southern Middle School, Swan Meadow School
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Very Low
- Top hazards (county)
- winterWeather
- Notable hazard ratings (county)
- coldWave: Relatively Low · drought: Relatively Low · hail: Relatively Low · hurricane: Relatively Low · landslide: Relatively Low · lightning: Relatively Low
- Wildfire risk to homes (county)
- Higher than 40% of US counties
- Buildings in wildfire direct-exposure zone
- 90.0%
- Radon potential (county)
- Moderate radon potential — EPA Zone 2 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 53.0°F
- Average high
- 63.0°F
- Average low
- 42.0°F
- Annual precipitation
- 58.9 in
- USDA plant hardiness zone
- 6a (extreme annual low -10 to -5°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 40
- Days with Good air quality
- 297
- Days with Moderate air quality
- 61
- Days with Unhealthy air quality
- 2
- Highest AQI recorded (year)
- 170
Source: EPA air quality data (nearest monitoring station, annual)
Amenities
- National parks within ~60 mi
- 3
- Nearest national park
- Fort Necessity National Battlefield (30 mi)
- National parks include
- Fort Necessity National Battlefield, Friendship Hill National Historic Site, Flight 93 National Memorial
- Airports within 30 mi
- 19
- Nearest airport
- Herrington Field (6 mi)
- Nearest major airport
- Morgantown Municipal Airport Walter L. (Bill) Hart Field (MGW) (35 mi)
- Hospitals nearby (~15 mi)
- 1
- Hospitals include
- GARRETT REGIONAL MEDICAL CENTER
- Avg hospital rating (CMS)
- 4.0 / 5
- Best hospital rating nearby (CMS)
- 4.0 / 5
- Solar radiation rating
- Fair (3.8 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- -47 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,980
- Housing built before 1970
- 29.2%
- Housing built 2000 or later
- 22.6%
- Median annual property tax
- $1,889
- Mean commute to work
- 17 min
- Households with broadband internet
- 56.7%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 10,027
- Average weekly wage
- $850
- Top industries (by employment)
- Health Care, Accommodation & Food, Construction
- Annual residential building permits (county)
- 122
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| Oakland | State median | US median | |
|---|---|---|---|
| Median home value | $301,309 | $452,533 | $289,727 |
| Median annual property tax | $1,889 | $3,862 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in Oakland, MD?
- $301,309.
- What is the natural-hazard risk in Oakland, MD?
- Overall risk: Very Low (FEMA NRI, county-level). Top hazards: winterWeather.
- What is the wildfire risk in Oakland, MD?
- Risk to homes is higher than 40% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in Oakland, MD?
- Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near Oakland, MD?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve Oakland, MD?
- 6 schools (4 elementary, 1 middle, 1 high) (NCES, 2022-23).
- What is the air quality in Oakland, MD?
- Good. Median AQI: 40. (EPA AQI).
- What is the cost of living in Oakland, MD?
- Regional Price Parity: 108.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).
ZIP code for Oakland
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →