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MD area data

Zcta 21704, MD

Zcta 21704, MD.

Population: 20,006 (Census ACS)

The median home value in Zcta 21704, MD is $656,191 — down 0.1% over the past year. Homes sell for a median $550,000 after a median 42 days on market. Typical rent runs $3,031/month. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with lightning, winterweather, drought the top-rated hazards. Cost of living is 8.0% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$656,191

Median home value

-0.1%

1-year change

42

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$656,191
1-year appreciation
-0.1%
3-year appreciation
+6.2%
5-year appreciation
+19.5%
10-year appreciation
+48.8%
All-time peak (2025-12)
$659,171
House Price Index (state)
367.5 (+0.7% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$550,000
Median list price
$549,990
Median price per sqft
$230
1-year sale-price change
-8.3%
Median days on market
42 days
Homes sold (recent period)
23
For-sale inventory
66
Sale-to-list ratio
100.1%
Active listings
22
1-year forecast
-0.3%
Days to pending
21 days
New listings (monthly)
32

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$3,031/mo
1-year rent change
+1.6%
Studio fair-market rent
$2,500/mo
1BR fair-market rent
$2,570/mo
2BR fair-market rent
$2,870/mo
3BR fair-market rent
$3,620/mo
4BR fair-market rent
$4,260/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
108.0 (100 = US avg)
Electricity rate (state-level)
19.5¢/kWh
Natural gas rate (state-level)
$16.10/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
3
Elementary schools
3
Middle schools
0
High schools
0
Schools include
Urbana Elementary, Centerville Elementary, Sugarloaf Elementary

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
lightning, winterWeather, drought, hail, heatWave
Notable hazard ratings (county)
coldWave: Relatively Low · drought: Relatively Moderate · earthquake: Relatively Low · hail: Relatively Moderate · heatWave: Relatively Moderate · hurricane: Relatively Low
FEMA flood zone
A
Flood risk level
High
Wildfire risk to homes (county)
Higher than 27% of US counties
Buildings in wildfire direct-exposure zone
58.6%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Fort Detrick Area B Ground Water (6.7 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
47.4 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
44
Days with Good air quality
167
Days with Moderate air quality
59
Highest AQI recorded (year)
136

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
7.2 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
42,095
Jobs reachable by transit (45 min)
41,689

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
60
Nearest national park
Monocacy National Battlefield (1 mi)
National parks include
Monocacy National Battlefield, Potomac Heritage National Scenic Trail, Harpers Ferry National Historical Park
Airports within 30 mi
39
Nearest airport
Ijamsville Airport (2 mi)
Nearest major airport
Washington Dulles International Airport (IAD) (29 mi)
Hospitals nearby (~15 mi)
4
Hospitals include
FREDERICK HEALTH HOSPITAL, MEDSTAR MONTGOMERY MEDICAL CENTER, HOLY CROSS GERMANTOWN HOSPITAL
Avg hospital rating (CMS)
3.3 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+1,322 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
2,007
Housing built before 1970
10.4%
Housing built 2000 or later
75.2%
Median annual property tax
$6,295
Mean commute to work
24 min
Households with broadband internet
85.9%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
88,630
Average weekly wage
$1,235
Top industries (by employment)
Health Care, Professional Services, Accommodation & Food
Annual residential building permits (county)
1,185

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

Zcta 21704State medianUS median
Median home value$656,191$452,533$289,727
Median sale price$550,000$450,000$325,000
Median days on market42 days40 days51 days
Typical rent$3,031/mo$2,002/mo$1,808/mo
Median annual property tax$6,295$3,862$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Zcta 21704, MD?
$656,191.
What is the median sale price in Zcta 21704, MD?
$550,000.
How long do homes take to sell in Zcta 21704, MD?
Median days on market: 42 days.
What is typical rent in Zcta 21704, MD?
Typical rent: $3,031/month.
What is the natural-hazard risk in Zcta 21704, MD?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: lightning, winterWeather, drought, hail, heatWave.
Is Zcta 21704, MD in a flood zone?
High (FEMA NFIP). FEMA flood zone A.
What is the wildfire risk in Zcta 21704, MD?
Risk to homes is higher than 27% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Zcta 21704, MD?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Zcta 21704, MD?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Zcta 21704, MD?
3 schools (3 elementary) (NCES, 2022-23).
Is Zcta 21704, MD walkable?
Walkability index: 7.2/20 (EPA Smart Location Database).
What is the air quality in Zcta 21704, MD?
Good. Median AQI: 44. (EPA AQI).
What is the cost of living in Zcta 21704, MD?
Regional Price Parity: 108.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

ZIP code for Zcta 21704

Selling a home in Zcta 21704, MD?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents