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MI area data

Charlevoix, MI

Charlevoix, MI.

Population: 9,017 (Census ACS)

The median home value in Charlevoix, MI is $453,841 — up 4.2% over the past year. 4 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with coldwave the top-rated hazards. Cost of living is 8.0% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$453,841

Median home value

+4.2%

1-year change

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$453,841
1-year appreciation
+4.2%
3-year appreciation
+10.9%
5-year appreciation
+30.5%
10-year appreciation
+115.8%
All-time peak (2026-04)
$458,881
House Price Index (state)
387.5 (+5.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

For-sale inventory
124
New listings (monthly)
41

Source: recent area sales and market data (ZIP-level)

Affordability

Cost of living index (Below Average)
92.0 (100 = US avg)
Electricity rate (state-level)
20.0¢/kWh
Natural gas rate (state-level)
$10.90/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
4
Elementary schools
1
Middle schools
0
High schools
1
Charter schools
1
School districts serving the area
Charlevoix Academy, Charlevoix Public Schools, Charlevoix-Emmet ISD
Schools include
Charlevoix Academy, Charlevoix Middle High School, Charlevoix Elementary School, CharEm Special Education Schools

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
coldWave
Notable hazard ratings (county)
coldWave: Relatively Moderate · landslide: Relatively Low · lightning: Relatively Low · strongWind: Relatively Low
Wildfire risk to homes (county)
Higher than 13% of US counties
Buildings in wildfire direct-exposure zone
71.6%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Petoskey Municipal Well Field (15 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
35.2 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
1
Nearest national park
Sleeping Bear Dunes National Lakeshore (45 mi)
Airports within 30 mi
15
Nearest airport
Dvoracek Field (2 mi)
Nearest major airport
Pellston Regional Airport of Emmet County Airport (PLN) (30 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
CHARLEVOIX AREA HOSPITAL
Solar radiation rating
Fair (3.6 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+48 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,980
Housing built before 1970
33.3%
Housing built 2000 or later
16.2%
Median annual property tax
$2,706
Mean commute to work
16 min
Households with broadband internet
74.9%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
9,141
Average weekly wage
$1,086
Top industries (by employment)
Accommodation & Food, Construction, Administrative Services
Annual residential building permits (county)
113

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

CharlevoixState medianUS median
Median home value$453,841$246,351$289,727
Median annual property tax$2,706$2,175$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Charlevoix, MI?
$453,841.
What is the natural-hazard risk in Charlevoix, MI?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: coldWave.
What is the wildfire risk in Charlevoix, MI?
Risk to homes is higher than 13% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Charlevoix, MI?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Charlevoix, MI?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Charlevoix, MI?
4 schools (1 elementary, 1 high) (NCES, 2022-23).
What is the cost of living in Charlevoix, MI?
Regional Price Parity: 92.0 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

ZIP code for Charlevoix

Selling a home in Charlevoix, MI?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents