MI area data
Ludington, MI
Ludington, MI.
Population: 17,184 (Census ACS)
The median home value in Ludington, MI is $313,911 — up 7.1% over the past year. Homes sell for a median $485,000 after a median 12 days on market. 6 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with winterweather, strongwind the top-rated hazards. Cost of living is 8.0% below the US average (BEA, metro/state-level).
$313,911
Median home value
+7.1%
1-year change
12
Median days on market
Very Low
Hazard risk (county)
Home values & appreciation
- Median home value
- $313,911
- 1-year appreciation
- +7.1%
- 3-year appreciation
- +3.7%
- 5-year appreciation
- +19.5%
- 10-year appreciation
- +60.0%
- All-time peak (2026-05)
- $314,694
- House Price Index (state)
- 387.5 (+5.5% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $485,000
- Median list price
- $599,000
- Median price per sqft
- $316
- 1-year sale-price change
- +14.1%
- Median days on market
- 12 days
- Homes sold (recent period)
- 6
- For-sale inventory
- 87
- Sale-to-list ratio
- 98.6%
- Active listings
- 6
- 1-year forecast
- +0.4%
- New listings (monthly)
- 30
Source: recent area sales and market data (ZIP-level)
Rents
- Studio fair-market rent
- $823/mo
- 1BR fair-market rent
- $1,029/mo
- 2BR fair-market rent
- $1,261/mo
- 3BR fair-market rent
- $1,639/mo
- 4BR fair-market rent
- $1,891/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Below Average)
- 92.0 (100 = US avg)
- Electricity rate (state-level)
- 20.0¢/kWh
- Natural gas rate (state-level)
- $10.90/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 6
- Elementary schools
- 2
- Middle schools
- 1
- High schools
- 2
- School districts serving the area
- Ludington Area School District, Mason County Central Schools, West Shore Educational Service District
- Schools include
- Ludington Elementary School, Ludington High School, OJ DeJonge Middle School, Academy of Science Math and Technology Early College High Sc, Developmental ClassroomsWSESD
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Very Low
- Top hazards (county)
- winterWeather, strongWind
- Notable hazard ratings (county)
- coldWave: Relatively Low · iceStorm: Relatively Low · inlandFlooding: Relatively Low · lightning: Relatively Low · strongWind: Relatively Moderate · winterWeather: Relatively High
- FEMA flood zone
- X
- Flood risk level
- Minimal
- Wildfire risk to homes (county)
- Higher than 23% of US counties
- Buildings in wildfire direct-exposure zone
- 63.1%
- Radon potential (county)
- Low radon potential — EPA Zone 3 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Packaging Corp. of America (17.9 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 47.0°F
- Average high
- 56.0°F
- Average low
- 37.0°F
- Annual precipitation
- 41.0 in
- Annual snowfall
- 85.5 in
- USDA plant hardiness zone
- 6b (extreme annual low -5 to 0°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 40
- Days with Good air quality
- 178
- Days with Moderate air quality
- 41
- Highest AQI recorded (year)
- 143
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 7.7 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 4,381
- Jobs reachable by transit (45 min)
- 4,026
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- Airports within 30 mi
- 5
- Nearest airport
- Mason County Airport (LDM) (2 mi)
- Hospitals nearby (~15 mi)
- 1
- Hospitals include
- COREWELL HEALTH LUDINGTON HOSPITAL
- Avg hospital rating (CMS)
- 4.0 / 5
- Best hospital rating nearby (CMS)
- 4.0 / 5
- Solar radiation rating
- Fair (3.8 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +85 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,976
- Housing built before 1970
- 43.6%
- Housing built 2000 or later
- 22.3%
- Median annual property tax
- $2,632
- Mean commute to work
- 14 min
- Households with broadband internet
- 73.0%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 8,620
- Average weekly wage
- $901
- Top industries (by employment)
- Health Care, Accommodation & Food, Construction
- Annual residential building permits (county)
- 80
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| Ludington | State median | US median | |
|---|---|---|---|
| Median home value | $313,911 | $246,351 | $289,727 |
| Median sale price | $485,000 | $265,000 | $325,000 |
| Median days on market | 12 days | 36 days | 51 days |
| Median annual property tax | $2,632 | $2,175 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in Ludington, MI?
- $313,911.
- What is the median sale price in Ludington, MI?
- $485,000.
- How long do homes take to sell in Ludington, MI?
- Median days on market: 12 days.
- What is typical rent in Ludington, MI?
- 2-bedroom fair-market rent: $1,261/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in Ludington, MI?
- Overall risk: Very Low (FEMA NRI, county-level). Top hazards: winterWeather, strongWind.
- Is Ludington, MI in a flood zone?
- Minimal (FEMA NFIP). FEMA flood zone X.
- What is the wildfire risk in Ludington, MI?
- Risk to homes is higher than 23% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in Ludington, MI?
- Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near Ludington, MI?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve Ludington, MI?
- 6 schools (2 elementary, 1 middle, 2 high) (NCES, 2022-23).
- Is Ludington, MI walkable?
- Walkability index: 7.7/20 (EPA Smart Location Database).
- What is the air quality in Ludington, MI?
- Good. Median AQI: 40. (EPA AQI).
- What is the cost of living in Ludington, MI?
- Regional Price Parity: 92.0 (100 = US average) (Below Average) (BEA RPP, metro/state-level).
ZIP code for Ludington
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →