Skip to main content

MI area data

Saint charles, MI

Saint charles, MI.

Population: 5,760 (Census ACS)

The median home value in Saint charles, MI is $208,118 — up 5.4% over the past year. Homes sell for a median $155,000 after a median 22 days on market. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with winterweather, coldwave, strongwind the top-rated hazards. Cost of living is 8.0% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$208,118

Median home value

+5.4%

1-year change

22

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$208,118
1-year appreciation
+5.4%
3-year appreciation
+17.4%
5-year appreciation
+32.8%
10-year appreciation
+107.7%
All-time peak (2026-07)
$208,118
House Price Index (state)
387.5 (+5.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$155,000
Median list price
$150,000
Median price per sqft
$122
1-year sale-price change
+1.6%
Median days on market
22 days
Homes sold (recent period)
17
For-sale inventory
14
Sale-to-list ratio
100.6%
Active listings
15
1-year forecast
+2.9%
New listings (monthly)
6

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$823/mo
1BR fair-market rent
$1,029/mo
2BR fair-market rent
$1,261/mo
3BR fair-market rent
$1,639/mo
4BR fair-market rent
$1,891/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
92.0 (100 = US avg)
Electricity rate (state-level)
20.0¢/kWh
Natural gas rate (state-level)
$10.90/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
3
Elementary schools
1
Middle schools
0
High schools
1
Schools include
St Charles Elementary School, St Charles Community MiddleHigh School, St Charles Virtual School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
winterWeather, coldWave, strongWind, tornado, hail
Notable hazard ratings (county)
coldWave: Relatively High · earthquake: Relatively Low · hail: Relatively Moderate · heatWave: Relatively Low · iceStorm: Relatively Moderate · inlandFlooding: Relatively Moderate
FEMA flood zone
AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 4% of US counties
Buildings in wildfire direct-exposure zone
31.9%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Gratiot County Landfill (23 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
36.3 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
6.8 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
6,787
Jobs reachable by transit (45 min)
7,806

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
28
Nearest airport
Howard Nixon Memorial Airport (8 mi)
Nearest major airport
MBS International Airport (MBS) (17 mi)
Hospitals nearby (~15 mi)
3
Hospitals include
COVENANT MEDICAL CENTER, ASCENSION ST MARY'S HOSPITAL, HEALTHSOURCE SAGINAW
Avg hospital rating (CMS)
2.0 / 5
Best hospital rating nearby (CMS)
2.0 / 5
Solar radiation rating
Fair (3.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-174 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,971
Housing built before 1970
47.5%
Housing built 2000 or later
13.3%
Median annual property tax
$2,427
Mean commute to work
28 min
Households with broadband internet
59.5%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
69,166
Average weekly wage
$1,094
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
99

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

Saint charlesState medianUS median
Median home value$208,118$246,351$289,727
Median sale price$155,000$265,000$325,000
Median days on market22 days36 days51 days
Median annual property tax$2,427$2,175$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Saint charles, MI?
$208,118.
What is the median sale price in Saint charles, MI?
$155,000.
How long do homes take to sell in Saint charles, MI?
Median days on market: 22 days.
What is typical rent in Saint charles, MI?
2-bedroom fair-market rent: $1,261/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Saint charles, MI?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: winterWeather, coldWave, strongWind, tornado, hail.
Is Saint charles, MI in a flood zone?
High (FEMA NFIP). FEMA flood zone AE.
What is the wildfire risk in Saint charles, MI?
Risk to homes is higher than 4% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Saint charles, MI?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Saint charles, MI?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Saint charles, MI?
3 schools (1 elementary, 1 high) (NCES, 2022-23).
Is Saint charles, MI walkable?
Walkability index: 6.8/20 (EPA Smart Location Database).
What is the cost of living in Saint charles, MI?
Regional Price Parity: 92.0 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

ZIP code for Saint charles

Selling a home in Saint charles, MI?

REAIGENT7 gives every listing its own AI assistant grounded in this same public data — it answers buyer questions about the home and the area, around the clock, and sends every lead to the listing agent. Agents: it installs on your listing page, your website, or WordPress.

Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents