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MI area data

Three oaks, MI

Three oaks, MI.

Population: 3,450 (Census ACS)

The median home value in Three oaks, MI is $367,975 — up 12.5% over the past year. Homes sell for a median $465,000 after a median 58 days on market. 2 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with strongwind, coldwave, hail the top-rated hazards. Cost of living is 8.0% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$367,975

Median home value

+12.5%

1-year change

58

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$367,975
1-year appreciation
+12.5%
3-year appreciation
+18.3%
5-year appreciation
+33.3%
10-year appreciation
+111.7%
All-time peak (2026-07)
$367,975
House Price Index (state)
387.5 (+5.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$465,000
Median list price
$499,900
Median price per sqft
$278
1-year sale-price change
+26.0%
Median days on market
58 days
Homes sold (recent period)
9
For-sale inventory
34
Sale-to-list ratio
99.4%
Active listings
27
1-year forecast
+2.4%
New listings (monthly)
11

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$823/mo
1BR fair-market rent
$1,029/mo
2BR fair-market rent
$1,261/mo
3BR fair-market rent
$1,639/mo
4BR fair-market rent
$1,891/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
92.0 (100 = US avg)
Electricity rate (state-level)
20.0¢/kWh
Natural gas rate (state-level)
$10.90/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
2
Elementary schools
1
Middle schools
0
High schools
1
Schools include
River Valley MiddleHigh School, Three Oaks Elementary School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
strongWind, coldWave, hail, inlandFlooding, lightning
Notable hazard ratings (county)
coldWave: Relatively Moderate · earthquake: Relatively Low · hail: Relatively Moderate · heatWave: Relatively Low · iceStorm: Relatively Low · inlandFlooding: Relatively Moderate
FEMA flood zone
A
Flood risk level
High
Wildfire risk to homes (county)
Higher than 7% of US counties
Buildings in wildfire direct-exposure zone
47.1%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Electrovoice (12.7 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
45.6 in
Annual snowfall
62.1 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
42
Days with Good air quality
181
Days with Moderate air quality
52
Highest AQI recorded (year)
143

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
8.2 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
11,699
Jobs reachable by transit (45 min)
12,094

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
2
Nearest national park
Indiana Dunes National Park (29 mi)
National parks include
Indiana Dunes National Park, Pullman National Historical Park
Airports within 30 mi
30
Nearest airport
Benedick Airport (3 mi)
Nearest major airport
Michigan City Municipal Airport (MGC) (14 mi)
Hospitals nearby (~15 mi)
2
Hospitals include
NORTHWEST HEALTH-LA PORTE, FRANCISCAN HEALTH MICHIGAN CITY
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
3.0 / 5
EV charging stations (within 10 mi)
4
Solar radiation rating
Fair (3.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-113 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,965
Housing built before 1970
54.0%
Housing built 2000 or later
18.9%
Median annual property tax
$2,416
Mean commute to work
19 min
Households with broadband internet
57.8%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
52,175
Average weekly wage
$1,063
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
335

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

Three oaksState medianUS median
Median home value$367,975$246,351$289,727
Median sale price$465,000$265,000$325,000
Median days on market58 days36 days51 days
Median annual property tax$2,416$2,175$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Three oaks, MI?
$367,975.
What is the median sale price in Three oaks, MI?
$465,000.
How long do homes take to sell in Three oaks, MI?
Median days on market: 58 days.
What is typical rent in Three oaks, MI?
2-bedroom fair-market rent: $1,261/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Three oaks, MI?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: strongWind, coldWave, hail, inlandFlooding, lightning.
Is Three oaks, MI in a flood zone?
High (FEMA NFIP). FEMA flood zone A.
What is the wildfire risk in Three oaks, MI?
Risk to homes is higher than 7% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Three oaks, MI?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Three oaks, MI?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Three oaks, MI?
2 schools (1 elementary, 1 high) (NCES, 2022-23).
Is Three oaks, MI walkable?
Walkability index: 8.2/20 (EPA Smart Location Database).
What is the air quality in Three oaks, MI?
Good. Median AQI: 42. (EPA AQI).
What is the cost of living in Three oaks, MI?
Regional Price Parity: 92.0 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

ZIP code for Three oaks

Selling a home in Three oaks, MI?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents