Skip to main content

MN area data

Saint cloud, MN

Aggregated across 3 ZIP codes in Saint cloud.

Population: 78,880 (Census ACS)

The median home value in Saint cloud, MN is $276,120 — up 1.6% over the past year. Homes sell for a median $227,967 after a median 60 days on market. Typical rent runs $1,188/month. 18 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with hail, lightning, strongwind the top-rated hazards. Cost of living is 10.0% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$276,120

Median home value

+1.6%

1-year change

60

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$276,120
1-year appreciation
+1.6%
3-year appreciation
+9.2%
5-year appreciation
+22.8%
10-year appreciation
+72.1%
All-time peak (2026-04)
$277,577
House Price Index (state)
429.3 (+3.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$227,967
Median list price
$274,933
Median price per sqft
$120
1-year sale-price change
-19.3%
Median days on market
60 days
Homes sold (recent period)
15
For-sale inventory
272
Sale-to-list ratio
107.0%
Active listings
16
1-year forecast
+1.0%
Days to pending
42 days
New listings (monthly)
105

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,188/mo
1-year rent change
+4.2%
Studio fair-market rent
$754/mo
1BR fair-market rent
$943/mo
2BR fair-market rent
$1,176/mo
3BR fair-market rent
$1,529/mo
4BR fair-market rent
$1,764/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.0 (100 = US avg)
Electricity rate (state-level)
15.8¢/kWh
Natural gas rate (state-level)
$11.00/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
18
Elementary schools
9
Middle schools
2
High schools
3
Charter schools
4
School districts serving the area
STRIDE Academy, Athlos Academy of Saint Cloud, ST. CLOUD PUBLIC SCHOOL DISTRICT
Schools include
Stride Academy K-8 Charter School, Athlos Academy of Saint Cloud, SOUTH JUNIOR HIGH, TECHNICAL SENIOR HIGH, OAK HILL COMMUNITY ELEMENTARY

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
hail, lightning, strongWind, tornado, winterWeather
Notable hazard ratings (county)
coldWave: Relatively Moderate · drought: Relatively Low · hail: Relatively High · heatWave: Relatively Low · iceStorm: Relatively Moderate · inlandFlooding: Relatively Moderate
FEMA flood zone (varies by location)
includes X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 45% of US counties
Buildings in wildfire direct-exposure zone
66.0%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
1
Nearest Superfund site
Waite Park Wells (0.9 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
43.0°F
Average high
52.5°F
Average low
33.0°F
Annual precipitation
31.0 in
Annual snowfall
48.6 in
USDA plant hardiness zone
4b (extreme annual low -25 to -20°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
48
Days with Good air quality
199
Days with Moderate air quality
152
Days with Unhealthy air quality
3
Highest AQI recorded (year)
184

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
5.8 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
23,611
Jobs reachable by transit (45 min)
19,806

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
58
Nearest airport
Saint Cloud Regional Airport (STC) (1 mi)
Nearest major airport
Saint Cloud Regional Airport (STC) (1 mi)
Hospitals nearby (~15 mi)
2
Hospitals include
ST CLOUD VA MEDICAL CENTER, ST CLOUD HOSPITAL, CENTRACARE HEALTH - MONTICELLO
Avg hospital rating (CMS)
4.0 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (3.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-324 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,981
Housing built before 1970
31.7%
Housing built 2000 or later
26.2%
Median annual property tax
$2,402
Mean commute to work
19 min
Households with broadband internet
72.9%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
74,929
Average weekly wage
$1,128
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
338

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

Saint cloudState medianUS median
Median home value$276,120$304,931$289,727
Median sale price$227,967$315,500$325,000
Median days on market60 days39 days51 days
Typical rent$1,188/mo$1,678/mo$1,808/mo
Median annual property tax$2,402$2,128$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Saint cloud, MN?
$276,120.
What is the median sale price in Saint cloud, MN?
$227,967.
How long do homes take to sell in Saint cloud, MN?
Median days on market: 60 days.
What is typical rent in Saint cloud, MN?
Typical rent: $1,188/month.
What is the natural-hazard risk in Saint cloud, MN?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: hail, lightning, strongWind, tornado, winterWeather.
Is Saint cloud, MN in a flood zone?
Minimal (FEMA NFIP). Parts of the area include FEMA flood zone X; zones vary by location within the city.
What is the wildfire risk in Saint cloud, MN?
Risk to homes is higher than 45% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Saint cloud, MN?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Saint cloud, MN?
1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: Waite Park Wells, 0.9 mi.
How many schools serve Saint cloud, MN?
18 schools (9 elementary, 2 middle, 3 high) (NCES, 2022-23).
Is Saint cloud, MN walkable?
Walkability index: 5.8/20 (EPA Smart Location Database).
What is the air quality in Saint cloud, MN?
Good. Median AQI: 48. (EPA AQI).
What is the cost of living in Saint cloud, MN?
Regional Price Parity: 90.0 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

ZIP codes in Saint cloud

Selling a home in Saint cloud, MN?

REAIGENT7 gives every listing its own AI assistant grounded in this same public data — it answers buyer questions about the home and the area, around the clock, and sends every lead to the listing agent. Agents: it installs on your listing page, your website, or WordPress.

Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents