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MN area data

Stephen, MN

Stephen, MN.

Population: 861 (Census ACS)

The median home value in Stephen, MN is $131,800. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with drought, winterweather the top-rated hazards. Cost of living is 11.4% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$131,800

Median home value

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$131,800
House Price Index (state)
429.3 (+3.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Affordability

Cost of living index (Low)
88.6 (100 = US avg)
Electricity rate (state-level)
15.8¢/kWh
Natural gas rate (state-level)
$11.00/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
0
Middle schools
0
High schools
1
Schools include
STEPHEN SENIOR HIGH

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
drought, winterWeather
Notable hazard ratings (county)
coldWave: Relatively Low · drought: Relatively Moderate · hail: Relatively Low · iceStorm: Relatively Low · strongWind: Relatively Low · wildfire: Relatively Low
Wildfire risk to homes (county)
Higher than 80% of US counties
Buildings in wildfire direct-exposure zone
58.2%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
39.0°F
Average high
50.0°F
Average low
28.0°F
USDA plant hardiness zone
4a (extreme annual low -30 to -25°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

Airports within 30 mi
15
Nearest airport
Stephen Municipal Airport (1 mi)
Nearest major airport
Thief River Falls Regional Airport (TVF) (42 mi)
Hospitals nearby (~15 mi)
4
Hospitals include
KITTSON HEALTHCARE, NORTH VALLEY HEALTH CENTER, ALTRU HOSPITAL
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
3.0 / 5
Solar radiation rating
Fair (3.5 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Housing stock

Median year housing built
1,960
Housing built before 1970
58.4%
Housing built 2000 or later
9.9%
Median annual property tax
$1,093
Mean commute to work
21 min
Households with broadband internet
66.2%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
1,786
Average weekly wage
$1,032
Top industries (by employment)
Wholesale Trade, Construction, Accommodation & Food
Annual residential building permits (county)
2

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Stephen, MN?
$131,800.
What is the natural-hazard risk in Stephen, MN?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: drought, winterWeather.
What is the wildfire risk in Stephen, MN?
Risk to homes is higher than 80% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Stephen, MN?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Stephen, MN?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Stephen, MN?
1 schools (1 high) (NCES, 2022-23).
What is the cost of living in Stephen, MN?
Regional Price Parity: 88.6 (100 = US average) (Low) (BEA RPP, metro/state-level).

ZIP code for Stephen

Selling a home in Stephen, MN?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents