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MN area data

Two Harbors, MN

Two Harbors, MN.

Population: 7,250 (Census ACS)

The median home value in Two Harbors, MN is $303,872 — up 5.3% over the past year. 2 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with strongwind, coldwave, lightning the top-rated hazards. Cost of living is 2.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$303,872

Median home value

+5.3%

1-year change

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$303,872
1-year appreciation
+5.3%
3-year appreciation
+14.1%
5-year appreciation
+33.2%
10-year appreciation
+99.4%
All-time peak (2026-04)
$304,995
House Price Index (state)
429.3 (+3.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

For-sale inventory
57
1-year forecast
+1.6%
New listings (monthly)
13

Source: recent area sales and market data (ZIP-level)

Affordability

Cost of living index (Average)
97.5 (100 = US avg)
Electricity rate (state-level)
15.8¢/kWh
Natural gas rate (state-level)
$11.00/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
2
Elementary schools
1
Middle schools
0
High schools
1
Schools include
MINNEHAHA ELEMENTARY, TWO HARBORS SECONDARY

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
strongWind, coldWave, lightning, winterWeather
Notable hazard ratings (county)
coldWave: Relatively Moderate · lightning: Relatively Moderate · strongWind: Relatively High · winterWeather: Relatively Moderate
Wildfire risk to homes (county)
Higher than 76% of US counties
Buildings in wildfire direct-exposure zone
68.4%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
33.9 in
USDA plant hardiness zone
3b (extreme annual low -35 to -30°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
36
Days with Good air quality
282
Days with Moderate air quality
81
Highest AQI recorded (year)
114

Source: EPA air quality data (nearest monitoring station, annual)

Amenities

National parks within ~60 mi
1
Nearest national park
Apostle Islands National Lakeshore (43 mi)
Airports within 30 mi
4
Nearest airport
Weideman International Airport (4 mi)
Nearest major airport
Duluth International Airport (DLH) (37 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
LAKE VIEW MEMORIAL HOSPITAL
EV charging stations (within 10 mi)
6
Solar radiation rating
Fair (3.7 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+16 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,967
Housing built before 1970
52.7%
Housing built 2000 or later
20.6%
Median annual property tax
$1,853
Mean commute to work
23 min
Households with broadband internet
71.1%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
2,953
Average weekly wage
$998
Top industries (by employment)
Accommodation & Food, Other Services, Arts & Entertainment
Annual residential building permits (county)
1

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

Two HarborsState medianUS median
Median home value$303,872$304,931$289,727
Median annual property tax$1,853$2,128$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Two Harbors, MN?
$303,872.
What is the natural-hazard risk in Two Harbors, MN?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: strongWind, coldWave, lightning, winterWeather.
What is the wildfire risk in Two Harbors, MN?
Risk to homes is higher than 76% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Two Harbors, MN?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Two Harbors, MN?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Two Harbors, MN?
2 schools (1 elementary, 1 high) (NCES, 2022-23).
What is the air quality in Two Harbors, MN?
Good. Median AQI: 36. (EPA AQI).
What is the cost of living in Two Harbors, MN?
Regional Price Parity: 97.5 (100 = US average) (Average) (BEA RPP, metro/state-level).

ZIP code for Two Harbors

Selling a home in Two Harbors, MN?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents