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MO area data

Saint charles, MO

Aggregated across 3 ZIP codes in Saint charles.

Population: 141,951 (Census ACS)

The median home value in Saint charles, MO is $363,524 — up 1.9% over the past year. Homes sell for a median $260,917 after a median 25 days on market. Typical rent runs $1,612/month. 36 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with strongwind, coldwave, hail the top-rated hazards. Cost of living is 10.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$363,524

Median home value

+1.9%

1-year change

25

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$363,524
1-year appreciation
+1.9%
3-year appreciation
+6.7%
5-year appreciation
+24.3%
10-year appreciation
+71.9%
All-time peak (2026-07)
$363,524
House Price Index (state)
403.5 (+4.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$260,917
Median list price
$286,333
Median price per sqft
$173
1-year sale-price change
+15.2%
Median days on market
25 days
Homes sold (recent period)
66
For-sale inventory
356
Sale-to-list ratio
101.0%
Active listings
35
1-year forecast
+1.3%
Days to pending
18 days
New listings (monthly)
200

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,612/mo
1-year rent change
+4.7%
Studio fair-market rent
$1,163/mo
1BR fair-market rent
$1,210/mo
2BR fair-market rent
$1,480/mo
3BR fair-market rent
$1,907/mo
4BR fair-market rent
$2,200/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
89.5 (100 = US avg)
Electricity rate (state-level)
13.5¢/kWh
Natural gas rate (state-level)
$14.90/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
36
Elementary schools
14
Middle schools
8
High schools
8
School districts serving the area
DIVISION OF YOUTH SERVICE, ORCHARD FARM R-V, ST. CHARLES R-VI
Schools include
QUEST DAY TREATMENT, Orchard Farm Elementary, Orchard Farm Middle School, Orchard Farm High School, Discovery Elementary

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
strongWind, coldWave, hail, inlandFlooding, lightning
Notable hazard ratings (county)
coldWave: Relatively High · drought: Relatively Low · earthquake: Relatively Moderate · hail: Relatively High · heatWave: Relatively Moderate · iceStorm: Relatively Moderate
FEMA flood zone (varies by location)
includes AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 34% of US counties
Buildings in wildfire direct-exposure zone
18.5%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
2
Nearest Superfund site
Weldon Spring Quarry/Plant/Pits (USDOE/Army) (3.1 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
56.0°F
Average high
66.0°F
Average low
46.0°F
Annual precipitation
45.8 in
USDA plant hardiness zone
6b (extreme annual low -5 to 0°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
45
Days with Good air quality
156
Days with Moderate air quality
74
Highest AQI recorded (year)
147

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
6.9 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
81,800
Jobs reachable by transit (45 min)
64,729

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
7
Nearest national park
Ulysses S Grant National Historic Site (17 mi)
National parks include
Gateway Arch National Park, Ulysses S Grant National Historic Site, Ste. Geneviève National Historical Park
Airports within 30 mi
71
Nearest airport
Creve Coeur Airport (2 mi)
Nearest major airport
Spirit of St Louis Airport (SUS) (3 mi)
Hospitals nearby (~15 mi)
8
Hospitals include
SSM ST JOSEPH HEALTH CENTER, MERCY HOSPITAL ST LOUIS, BARNES-JEWISH WEST COUNTY HOSPITAL
Avg hospital rating (CMS)
2.6 / 5
Best hospital rating nearby (CMS)
3.5 / 5
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+810 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,986
Housing built before 1970
20.3%
Housing built 2000 or later
24.3%
Median annual property tax
$3,261
Mean commute to work
19 min
Households with broadband internet
85.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
143,570
Average weekly wage
$1,124
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
1,399

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

Saint charlesState medianUS median
Median home value$363,524$244,663$289,727
Median sale price$260,917$249,900$325,000
Median days on market25 days40 days51 days
Typical rent$1,612/mo$1,417/mo$1,808/mo
Median annual property tax$3,261$1,136$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Saint charles, MO?
$363,524.
What is the median sale price in Saint charles, MO?
$260,917.
How long do homes take to sell in Saint charles, MO?
Median days on market: 25 days.
What is typical rent in Saint charles, MO?
Typical rent: $1,612/month.
What is the natural-hazard risk in Saint charles, MO?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: strongWind, coldWave, hail, inlandFlooding, lightning.
Is Saint charles, MO in a flood zone?
High (FEMA NFIP). Parts of the area include FEMA flood zone AE; zones vary by location within the city.
What is the wildfire risk in Saint charles, MO?
Risk to homes is higher than 34% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Saint charles, MO?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Saint charles, MO?
2 current or proposed National Priorities List sites within 5 miles (EPA). Nearest site: Weldon Spring Quarry/Plant/Pits (USDOE/Army), 3.1 mi.
How many schools serve Saint charles, MO?
36 schools (14 elementary, 8 middle, 8 high) (NCES, 2022-23).
Is Saint charles, MO walkable?
Walkability index: 6.9/20 (EPA Smart Location Database).
What is the air quality in Saint charles, MO?
Good. Median AQI: 45. (EPA AQI).
What is the cost of living in Saint charles, MO?
Regional Price Parity: 89.5 (100 = US average) (Low) (BEA RPP, metro/state-level).

ZIP codes in Saint charles

Selling a home in Saint charles, MO?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents