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NC area data

Emerald isle, NC

Emerald isle, NC.

Population: 3,934 (Census ACS)

The median home value in Emerald isle, NC is $770,603 — up 3.8% over the past year. Homes sell for a median $522,500 after a median 95 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with hurricane, coastalflooding, winterweather the top-rated hazards. Cost of living is 7.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$770,603

Median home value

+3.8%

1-year change

95

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$770,603
1-year appreciation
+3.8%
3-year appreciation
+8.9%
5-year appreciation
+37.2%
10-year appreciation
+103.5%
All-time peak (2026-07)
$770,603
House Price Index (state)
438.2 (+1.0% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$522,500
Median list price
$587,500
Median price per sqft
$457
1-year sale-price change
+11.3%
Median days on market
95 days
Homes sold (recent period)
16
For-sale inventory
143
Sale-to-list ratio
97.7%
Active listings
35
1-year forecast
+3.1%
Days to pending
115 days
New listings (monthly)
20

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$908/mo
1BR fair-market rent
$1,135/mo
2BR fair-market rent
$1,308/mo
3BR fair-market rent
$1,700/mo
4BR fair-market rent
$1,962/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
92.5 (100 = US avg)
Electricity rate (state-level)
14.0¢/kWh
Natural gas rate (state-level)
$16.40/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
hurricane, coastalFlooding, winterWeather, iceStorm, lightning
Notable hazard ratings (county)
coastalFlooding: Relatively High · coldWave: Relatively Low · heatWave: Relatively Low · hurricane: Very High · iceStorm: Relatively Moderate · inlandFlooding: Relatively Low
FEMA flood zone
X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 88% of US counties
Buildings in wildfire direct-exposure zone
48.8%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Cherry Point Marine Corps Air Station (15.2 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
63.9 in
USDA plant hardiness zone
8b (extreme annual low 15 to 20°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
38
Days with Good air quality
319
Days with Moderate air quality
31
Highest AQI recorded (year)
105

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
7.3 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
1,031
Jobs reachable by transit (45 min)
1,352

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Cape Lookout National Seashore (37 mi)
Airports within 30 mi
18
Nearest airport
Marine Corps Auxiliary Landing Field Bogue (3 mi)
Nearest major airport
Cherry Point MCAS / Cunningham Field/ (15 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
CARTERET GENERAL HOSPITAL
Avg hospital rating (CMS)
1.0 / 5
Best hospital rating nearby (CMS)
1.0 / 5
Solar radiation rating
Good (4.6 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+470 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,989
Housing built before 1970
3.1%
Housing built 2000 or later
21.7%
Median annual property tax
$2,506
Mean commute to work
21 min
Households with broadband internet
89.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
19,918
Average weekly wage
$797
Top industries (by employment)
Accommodation & Food, Health Care, Construction
Annual residential building permits (county)
554

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

Emerald isleState medianUS median
Median home value$770,603$287,250$289,727
Median sale price$522,500$330,000$325,000
Median days on market95 days70 days51 days
Median annual property tax$2,506$1,366$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Emerald isle, NC?
$770,603.
What is the median sale price in Emerald isle, NC?
$522,500.
How long do homes take to sell in Emerald isle, NC?
Median days on market: 95 days.
What is typical rent in Emerald isle, NC?
2-bedroom fair-market rent: $1,308/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Emerald isle, NC?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: hurricane, coastalFlooding, winterWeather, iceStorm, lightning.
Is Emerald isle, NC in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone X.
What is the wildfire risk in Emerald isle, NC?
Risk to homes is higher than 88% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Emerald isle, NC?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Emerald isle, NC?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is Emerald isle, NC walkable?
Walkability index: 7.3/20 (EPA Smart Location Database).
What is the air quality in Emerald isle, NC?
Good. Median AQI: 38. (EPA AQI).
What is the cost of living in Emerald isle, NC?
Regional Price Parity: 92.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

ZIP code for Emerald isle

Selling a home in Emerald isle, NC?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents