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NC area data

Oak island, NC

Oak island, NC.

Population: 8,756 (Census ACS)

The median home value in Oak island, NC is $610,522 — up 3.6% over the past year. Homes sell for a median $640,000 after a median 70 days on market. Typical rent runs $2,250/month. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with hurricane, coastalflooding, icestorm the top-rated hazards. Cost of living is 7.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$610,522

Median home value

+3.6%

1-year change

70

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Median home value
$610,522
1-year appreciation
+3.6%
3-year appreciation
+7.1%
5-year appreciation
+39.5%
10-year appreciation
+141.5%
All-time peak (2026-07)
$610,522
House Price Index (state)
438.2 (+1.0% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$640,000
Median list price
$675,000
Median price per sqft
$425
1-year sale-price change
+1.6%
Median days on market
70 days
Homes sold (recent period)
165
For-sale inventory
261
Sale-to-list ratio
96.7%
Active listings
268
1-year forecast
+1.6%
Days to pending
81 days
New listings (monthly)
48

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$2,250/mo
Studio fair-market rent
$908/mo
1BR fair-market rent
$1,135/mo
2BR fair-market rent
$1,308/mo
3BR fair-market rent
$1,700/mo
4BR fair-market rent
$1,962/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
92.5 (100 = US avg)
Electricity rate (state-level)
14.0¢/kWh
Natural gas rate (state-level)
$16.40/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
hurricane, coastalFlooding, iceStorm, lightning, winterWeather
Notable hazard ratings (county)
coastalFlooding: Relatively High · coldWave: Relatively Moderate · earthquake: Relatively Low · heatWave: Relatively Moderate · hurricane: Very High · iceStorm: Relatively High
FEMA flood zone
VE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 79% of US counties
Buildings in wildfire direct-exposure zone
58.7%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Kerr-McGee Chemical Corp - Navassa (23.9 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
55.7 in
USDA plant hardiness zone
8b (extreme annual low 15 to 20°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
7.2 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
2,392
Jobs reachable by transit (45 min)
2,848

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Moores Creek National Battlefield (38 mi)
Airports within 30 mi
6
Nearest airport
Cape Fear Regional Jetport / Howie Franklin Field Airport (2 mi)
Nearest major airport
Wilmington International Airport (ILM) (27 mi)
Hospitals nearby (~15 mi)
2
Hospitals include
NOVANT HEALTH BRUNSWICK MEDICAL CENTER, J ARTHUR DOSHER MEMORIAL HOSPITAL
Avg hospital rating (CMS)
4.0 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Good (4.7 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+3,752 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,996
Housing built before 1970
7.5%
Housing built 2000 or later
44.7%
Median annual property tax
$3,286
Mean commute to work
18 min
Households with broadband internet
85.7%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
33,785
Average weekly wage
$936
Top industries (by employment)
Accommodation & Food, Health Care, Construction
Annual residential building permits (county)
5,063

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

Oak islandState medianUS median
Median home value$610,522$287,250$289,727
Median sale price$640,000$330,000$325,000
Median days on market70 days70 days51 days
Typical rent$2,250/mo$1,686/mo$1,808/mo
Median annual property tax$3,286$1,366$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Oak island, NC?
$610,522.
What is the median sale price in Oak island, NC?
$640,000.
How long do homes take to sell in Oak island, NC?
Median days on market: 70 days.
What is typical rent in Oak island, NC?
Typical rent: $2,250/month.
What is the natural-hazard risk in Oak island, NC?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: hurricane, coastalFlooding, iceStorm, lightning, winterWeather.
Is Oak island, NC in a flood zone?
High (FEMA NFIP). FEMA flood zone VE.
What is the wildfire risk in Oak island, NC?
Risk to homes is higher than 79% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Oak island, NC?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Oak island, NC?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is Oak island, NC walkable?
Walkability index: 7.2/20 (EPA Smart Location Database).
What is the cost of living in Oak island, NC?
Regional Price Parity: 92.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

ZIP code for Oak island

Selling a home in Oak island, NC?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents