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NC area data

Stem, NC

Stem, NC.

Population: 3,880 (Census ACS)

The median home value in Stem, NC is $318,170 — up 1.1% over the past year. Homes sell for a median $348,990 after a median 120.5 days on market. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with drought, hurricane, tornado the top-rated hazards. Cost of living is 7.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$318,170

Median home value

+1.1%

1-year change

120.5

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$318,170
1-year appreciation
+1.1%
3-year appreciation
+3.9%
5-year appreciation
+29.9%
10-year appreciation
+107.1%
All-time peak (2026-04)
$321,633
House Price Index (state)
438.2 (+1.0% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$348,990
Median list price
$349,990
Median price per sqft
$161
1-year sale-price change
-1.0%
Median days on market
120.5 days
Homes sold (recent period)
15
For-sale inventory
9
Sale-to-list ratio
98.4%
Active listings
13
1-year forecast
-0.1%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$908/mo
1BR fair-market rent
$1,135/mo
2BR fair-market rent
$1,308/mo
3BR fair-market rent
$1,700/mo
4BR fair-market rent
$1,962/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
92.5 (100 = US avg)
Electricity rate (state-level)
14.0¢/kWh
Natural gas rate (state-level)
$16.40/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
0
Middle schools
0
High schools
1
Schools include
Granville Central High

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
drought, hurricane, tornado, winterWeather
Notable hazard ratings (county)
drought: Relatively Moderate · earthquake: Relatively Low · hail: Relatively Low · heatWave: Relatively Low · hurricane: Relatively Moderate · iceStorm: Relatively Low
FEMA flood zone
AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 27% of US counties
Buildings in wildfire direct-exposure zone
87.5%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Cristex Drum (9.6 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
49.3 in
USDA plant hardiness zone
8a (extreme annual low 10 to 15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
43
Days with Good air quality
202
Days with Moderate air quality
39
Highest AQI recorded (year)
105

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
3.5 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
8,679
Jobs reachable by transit (45 min)
9,837

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
19
Nearest airport
Lake Ridge Aero Park Airport (10 mi)
Nearest major airport
Raleigh-Durham International Airport (RDU) (22 mi)
Hospitals nearby (~15 mi)
8
Hospitals include
DUKE UNIVERSITY HOSPITAL, DURHAM VA MEDICAL CENTER, NORTH CAROLINA SPECIALTY HOSPITAL
Avg hospital rating (CMS)
3.4 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.4 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+308 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
2,003
Housing built before 1970
7.4%
Housing built 2000 or later
58.9%
Median annual property tax
$1,454
Mean commute to work
26 min
Households with broadband internet
76.1%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
13,688
Average weekly wage
$996
Top industries (by employment)
Administrative Services, Health Care, Accommodation & Food
Annual residential building permits (county)
308

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

StemState medianUS median
Median home value$318,170$287,250$289,727
Median sale price$348,990$330,000$325,000
Median days on market121 days70 days51 days
Median annual property tax$1,454$1,366$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Stem, NC?
$318,170.
What is the median sale price in Stem, NC?
$348,990.
How long do homes take to sell in Stem, NC?
Median days on market: 120.5 days.
What is typical rent in Stem, NC?
2-bedroom fair-market rent: $1,308/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Stem, NC?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: drought, hurricane, tornado, winterWeather.
Is Stem, NC in a flood zone?
High (FEMA NFIP). FEMA flood zone AE.
What is the wildfire risk in Stem, NC?
Risk to homes is higher than 27% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Stem, NC?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Stem, NC?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Stem, NC?
1 schools (1 high) (NCES, 2022-23).
Is Stem, NC walkable?
Walkability index: 3.5/20 (EPA Smart Location Database).
What is the air quality in Stem, NC?
Good. Median AQI: 43. (EPA AQI).
What is the cost of living in Stem, NC?
Regional Price Parity: 92.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

ZIP code for Stem

Selling a home in Stem, NC?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents