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NC area data

Troy, NC

Troy, NC.

Population: 7,572 (Census ACS)

The median home value in Troy, NC is $196,829 — up 4.5% over the past year. 5 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with hurricane, icestorm, tornado the top-rated hazards. Cost of living is 7.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$196,829

Median home value

+4.5%

1-year change

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$196,829
1-year appreciation
+4.5%
3-year appreciation
+10.4%
5-year appreciation
+35.8%
10-year appreciation
+110.0%
All-time peak (2026-05)
$198,061
House Price Index (state)
438.2 (+1.0% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

For-sale inventory
23
New listings (monthly)
4

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$820/mo
1BR fair-market rent
$850/mo
2BR fair-market rent
$960/mo
3BR fair-market rent
$1,250/mo
4BR fair-market rent
$1,550/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
92.5 (100 = US avg)
Electricity rate (state-level)
14.0¢/kWh
Natural gas rate (state-level)
$16.40/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
5
Elementary schools
2
Middle schools
0
High schools
3
Schools include
Troy Elementary, Montgomery Learning Academy, Page Street Elementary, Montgomery County Early College, Montgomery Central High

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
hurricane, iceStorm, tornado
Notable hazard ratings (county)
coldWave: Relatively Low · drought: Relatively Low · hail: Relatively Low · heatWave: Relatively Low · hurricane: Relatively Moderate · iceStorm: Relatively Moderate
Wildfire risk to homes (county)
Higher than 45% of US counties
Buildings in wildfire direct-exposure zone
83.4%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
62.0°F
Average high
72.0°F
Average low
52.0°F
Annual precipitation
48.6 in
USDA plant hardiness zone
8a (extreme annual low 10 to 15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
48
Days with Good air quality
200
Days with Moderate air quality
160
Highest AQI recorded (year)
134

Source: EPA air quality data (nearest monitoring station, annual)

Amenities

National parks within ~60 mi
1
Nearest national park
Guilford Courthouse National Military Park (51 mi)
Airports within 30 mi
20
Nearest airport
Montgomery County Airport (7 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
FIRSTHEALTH MONTGOMERY MEMORIAL HOSP
EV charging stations (within 10 mi)
11
Solar radiation rating
Fair (4.5 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+118 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,977
Housing built before 1970
39.2%
Housing built 2000 or later
17.3%
Median annual property tax
$1,131
Mean commute to work
22 min
Households with broadband internet
60.9%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
7,567
Average weekly wage
$909
Top industries (by employment)
Health Care, Administrative Services, Construction
Annual residential building permits (county)
138

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

TroyState medianUS median
Median home value$196,829$287,250$289,727
Median annual property tax$1,131$1,366$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Troy, NC?
$196,829.
What is typical rent in Troy, NC?
2-bedroom fair-market rent: $960/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Troy, NC?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: hurricane, iceStorm, tornado.
What is the wildfire risk in Troy, NC?
Risk to homes is higher than 45% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Troy, NC?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Troy, NC?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Troy, NC?
5 schools (2 elementary, 3 high) (NCES, 2022-23).
What is the air quality in Troy, NC?
Good. Median AQI: 48. (EPA AQI).
What is the cost of living in Troy, NC?
Regional Price Parity: 92.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

ZIP code for Troy

Selling a home in Troy, NC?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents