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NY area data

Cambridge, NY

Cambridge, NY.

Population: 4,824 (Census ACS)

The median home value in Cambridge, NY is $267,313 — up 4.2% over the past year. Homes sell for a median $260,000 after a median 59 days on market. 2 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with coldwave, lightning the top-rated hazards. Cost of living is 15.5% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$267,313

Median home value

+4.2%

1-year change

59

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$267,313
1-year appreciation
+4.2%
3-year appreciation
+13.0%
5-year appreciation
+24.7%
10-year appreciation
+63.7%
All-time peak (2026-07)
$267,313
House Price Index (state)
420.6 (+5.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$260,000
Median list price
$315,000
Median price per sqft
$152
1-year sale-price change
-0.8%
Median days on market
59 days
Homes sold (recent period)
5
For-sale inventory
18
Sale-to-list ratio
94.2%
Active listings
12
1-year forecast
+2.3%
New listings (monthly)
7

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,102/mo
1BR fair-market rent
$1,377/mo
2BR fair-market rent
$1,681/mo
3BR fair-market rent
$2,185/mo
4BR fair-market rent
$2,521/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (High)
115.5 (100 = US avg)
Electricity rate (state-level)
26.4¢/kWh
Natural gas rate (state-level)
$17.60/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
2
Elementary schools
1
Middle schools
0
High schools
1
Schools include
CAMBRIDGE ELEMENTARY SCHOOL, CAMBRIDGE JUNIOR-SENIOR HIGH SCHOOL

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
coldWave, lightning
Notable hazard ratings (county)
coldWave: Relatively Moderate · hail: Relatively Low · heatWave: Relatively Low · hurricane: Relatively Low · iceStorm: Relatively Low · inlandFlooding: Relatively Low
FEMA flood zone
X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 14% of US counties
Buildings in wildfire direct-exposure zone
69.0%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Saint-Gobain Performance Plastics (10.4 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
48.0°F
Average high
59.0°F
Average low
36.0°F
Annual precipitation
44.6 in
USDA plant hardiness zone
5b (extreme annual low -15 to -10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
3.0 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
1,561
Jobs reachable by transit (45 min)
2,703

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
5
Nearest national park
Saratoga National Historical Park (13 mi)
National parks include
Saratoga National Historical Park, Coltsville National Historical Park, Martin Van Buren National Historic Site
Airports within 30 mi
26
Nearest airport
Chapin Field (1 mi)
Nearest major airport
Floyd Bennett Memorial Airport (GFL) (24 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
SOUTHWESTERN VERMONT MEDICAL CENTER
Avg hospital rating (CMS)
4.0 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (3.7 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-5 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,957
Housing built before 1970
59.1%
Housing built 2000 or later
12.8%
Median annual property tax
$4,838
Mean commute to work
28 min
Households with broadband internet
68.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
10,335
Average weekly wage
$1,005
Top industries (by employment)
Health Care, Construction, Accommodation & Food
Annual residential building permits (county)
93

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

CambridgeState medianUS median
Median home value$267,313$332,036$289,727
Median sale price$260,000$363,950$325,000
Median days on market59 days55 days51 days
Median annual property tax$4,838$4,500$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Cambridge, NY?
$267,313.
What is the median sale price in Cambridge, NY?
$260,000.
How long do homes take to sell in Cambridge, NY?
Median days on market: 59 days.
What is typical rent in Cambridge, NY?
2-bedroom fair-market rent: $1,681/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Cambridge, NY?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: coldWave, lightning.
Is Cambridge, NY in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone X.
What is the wildfire risk in Cambridge, NY?
Risk to homes is higher than 14% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Cambridge, NY?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Cambridge, NY?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Cambridge, NY?
2 schools (1 elementary, 1 high) (NCES, 2022-23).
Is Cambridge, NY walkable?
Walkability index: 3.0/20 (EPA Smart Location Database).
What is the cost of living in Cambridge, NY?
Regional Price Parity: 115.5 (100 = US average) (High) (BEA RPP, metro/state-level).

ZIP code for Cambridge

Selling a home in Cambridge, NY?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents