NY area data
Chatham, NY
Chatham, NY.
Population: 3,926 (Census ACS)
The median home value in Chatham, NY is $505,020 — up 5.0% over the past year. Homes sell for a median $298,000 after a median 457 days on market. Typical rent runs $1,300/month. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with icestorm, inlandflooding, lightning the top-rated hazards. Cost of living is 15.5% above the US average (BEA, metro/state-level).
$505,020
Median home value
+5.0%
1-year change
457
Median days on market
Relatively Low
Hazard risk (county)
Home values & appreciation
- Median home value
- $505,020
- 1-year appreciation
- +5.0%
- 3-year appreciation
- +8.2%
- 5-year appreciation
- +33.4%
- 10-year appreciation
- +110.8%
- All-time peak (2026-07)
- $505,020
- House Price Index (state)
- 420.6 (+5.3% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $298,000
- Median list price
- $375,000
- Median price per sqft
- $100
- 1-year sale-price change
- -37.9%
- Median days on market
- 457 days
- Homes sold (recent period)
- 1
- For-sale inventory
- 16
- Sale-to-list ratio
- 90.6%
- Active listings
- 2
- 1-year forecast
- +1.7%
- New listings (monthly)
- 5
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $1,300/mo
- Studio fair-market rent
- $1,102/mo
- 1BR fair-market rent
- $1,377/mo
- 2BR fair-market rent
- $1,681/mo
- 3BR fair-market rent
- $2,185/mo
- 4BR fair-market rent
- $2,521/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (High)
- 115.5 (100 = US avg)
- Electricity rate (state-level)
- 26.4¢/kWh
- Natural gas rate (state-level)
- $17.60/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 3
- Elementary schools
- 1
- Middle schools
- 1
- High schools
- 1
- Schools include
- CHATHAM HIGH SCHOOL, MARY E DARDESS ELEMENTARY SCHOOL, CHATHAM MIDDLE SCHOOL
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Low
- Top hazards (county)
- iceStorm, inlandFlooding, lightning, tornado
- Notable hazard ratings (county)
- coldWave: Relatively Low · earthquake: Relatively Low · hail: Relatively Low · heatWave: Relatively Low · hurricane: Relatively Low · iceStorm: Relatively Moderate
- FEMA flood zone
- C
- Flood risk level
- Minimal
- Wildfire risk to homes (county)
- Higher than 16% of US counties
- Buildings in wildfire direct-exposure zone
- 77.0%
- Radon potential (county)
- High radon potential — EPA Zone 1 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Dewey Loeffel Landfill (14.9 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Annual precipitation
- 51.6 in
- USDA plant hardiness zone
- 6a (extreme annual low -10 to -5°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Walkability & transit
- Walkability index
- 7.5 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 3,503
- Jobs reachable by transit (45 min)
- 4,616
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 9
- Nearest national park
- Martin Van Buren National Historic Site (7 mi)
- National parks include
- Martin Van Buren National Historic Site, Thomas Cole National Historic Site, Coltsville National Historical Park
- Airports within 30 mi
- 27
- Nearest airport
- Kline Kill Airport (4 mi)
- Nearest major airport
- Albany International Airport (ALB) (30 mi)
- Hospitals nearby (~15 mi)
- 2
- Hospitals include
- BERKSHIRE MEDICAL CENTER, FAIRVIEW HOSPITAL
- Avg hospital rating (CMS)
- 3.5 / 5
- Best hospital rating nearby (CMS)
- 4.0 / 5
- Solar radiation rating
- Fair (3.8 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- -109 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,950
- Housing built before 1970
- 63.7%
- Housing built 2000 or later
- 11.7%
- Median annual property tax
- $4,928
- Mean commute to work
- 20 min
- Households with broadband internet
- 72.2%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 16,801
- Average weekly wage
- $993
- Top industries (by employment)
- Health Care, Accommodation & Food, Construction
- Annual residential building permits (county)
- 107
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| Chatham | State median | US median | |
|---|---|---|---|
| Median home value | $505,020 | $332,036 | $289,727 |
| Median sale price | $298,000 | $363,950 | $325,000 |
| Median days on market | 457 days | 55 days | 51 days |
| Typical rent | $1,300/mo | $2,708/mo | $1,808/mo |
| Median annual property tax | $4,928 | $4,500 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in Chatham, NY?
- $505,020.
- What is the median sale price in Chatham, NY?
- $298,000.
- How long do homes take to sell in Chatham, NY?
- Median days on market: 457 days.
- What is typical rent in Chatham, NY?
- Typical rent: $1,300/month.
- What is the natural-hazard risk in Chatham, NY?
- Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: iceStorm, inlandFlooding, lightning, tornado.
- Is Chatham, NY in a flood zone?
- Minimal (FEMA NFIP). FEMA flood zone C.
- What is the wildfire risk in Chatham, NY?
- Risk to homes is higher than 16% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in Chatham, NY?
- High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near Chatham, NY?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve Chatham, NY?
- 3 schools (1 elementary, 1 middle, 1 high) (NCES, 2022-23).
- Is Chatham, NY walkable?
- Walkability index: 7.5/20 (EPA Smart Location Database).
- What is the cost of living in Chatham, NY?
- Regional Price Parity: 115.5 (100 = US average) (High) (BEA RPP, metro/state-level).
ZIP code for Chatham
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →