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NY area data

Cortland, NY

Cortland, NY.

Population: 28,361 (Census ACS)

The median home value in Cortland, NY is $210,494 — up 6.0% over the past year. Homes sell for a median $165,000 after a median 82 days on market. Typical rent runs $1,309/month. 5 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low. Cost of living is 15.5% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$210,494

Median home value

+6.0%

1-year change

82

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$210,494
1-year appreciation
+6.0%
3-year appreciation
+17.7%
5-year appreciation
+35.6%
10-year appreciation
+75.3%
All-time peak (2026-07)
$210,494
House Price Index (state)
420.6 (+5.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$165,000
Median list price
$187,450
Median price per sqft
$80
1-year sale-price change
+15.0%
Median days on market
82 days
Homes sold (recent period)
7
For-sale inventory
44
Sale-to-list ratio
95.0%
Active listings
13
1-year forecast
+3.2%
Days to pending
54 days
New listings (monthly)
20

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,309/mo
1-year rent change
+6.4%
Studio fair-market rent
$1,102/mo
1BR fair-market rent
$1,377/mo
2BR fair-market rent
$1,681/mo
3BR fair-market rent
$2,185/mo
4BR fair-market rent
$2,521/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (High)
115.5 (100 = US avg)
Electricity rate (state-level)
26.4¢/kWh
Natural gas rate (state-level)
$17.60/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
5
Elementary schools
2
Middle schools
2
High schools
1
Schools include
CORTLAND HIGH SCHOOL, FE SMITH INTERMEDIATE SCHOOL, FRANKLYN S BARRY PRIMARY SCHOOL, RANDALL MIDDLE SCHOOL, CORTLAND JUNIOR HIGH SCHOOL

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Notable hazard ratings (county)
coldWave: Relatively Low · hurricane: Relatively Low · iceStorm: Relatively Low · inlandFlooding: Relatively Low · landslide: Relatively Low · lightning: Relatively Low
FEMA flood zone
A01
Flood risk level
High
Wildfire risk to homes (county)
Higher than 8% of US counties
Buildings in wildfire direct-exposure zone
62.0%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
1
Nearest Superfund site
Rosen Brothers Scrap Yard/Dump (1.8 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
46.0°F
Average high
56.0°F
Average low
36.0°F
Annual precipitation
41.6 in
Annual snowfall
52.5 in
USDA plant hardiness zone
5b (extreme annual low -15 to -10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
11.5 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
10,225
Jobs reachable by transit (45 min)
8,519

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
3
Nearest national park
Harriet Tubman National Historical Park (30 mi)
National parks include
Harriet Tubman National Historical Park, Women's Rights National Historical Park, Fort Stanwix National Monument
Airports within 30 mi
21
Nearest airport
Cortland County Chase Field (CTX) (1 mi)
Nearest major airport
Ithaca Tompkins Regional Airport (ITH) (14 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
GUTHRIE CORTLAND REGIONAL MEDICAL CENTER
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
3.0 / 5
Solar radiation rating
Fair (3.7 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-111 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,958
Housing built before 1970
64.7%
Housing built 2000 or later
7.0%
Median annual property tax
$4,425
Mean commute to work
17 min
Households with broadband internet
71.5%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
12,967
Average weekly wage
$986
Top industries (by employment)
Health Care, Accommodation & Food, Other Services
Annual residential building permits (county)
20

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

CortlandState medianUS median
Median home value$210,494$332,036$289,727
Median sale price$165,000$363,950$325,000
Median days on market82 days55 days51 days
Typical rent$1,309/mo$2,708/mo$1,808/mo
Median annual property tax$4,425$4,500$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Cortland, NY?
$210,494.
What is the median sale price in Cortland, NY?
$165,000.
How long do homes take to sell in Cortland, NY?
Median days on market: 82 days.
What is typical rent in Cortland, NY?
Typical rent: $1,309/month.
What is the natural-hazard risk in Cortland, NY?
Overall risk: Relatively Low (FEMA NRI, county-level).
Is Cortland, NY in a flood zone?
High (FEMA NFIP). FEMA flood zone A01.
What is the wildfire risk in Cortland, NY?
Risk to homes is higher than 8% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Cortland, NY?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Cortland, NY?
1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: Rosen Brothers Scrap Yard/Dump, 1.8 mi.
How many schools serve Cortland, NY?
5 schools (2 elementary, 2 middle, 1 high) (NCES, 2022-23).
Is Cortland, NY walkable?
Walkability index: 11.5/20 (EPA Smart Location Database).
What is the cost of living in Cortland, NY?
Regional Price Parity: 115.5 (100 = US average) (High) (BEA RPP, metro/state-level).

ZIP code for Cortland

Selling a home in Cortland, NY?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents