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NY area data

Philadelphia, NY

Philadelphia, NY.

Population: 2,097 (Census ACS)

The median home value in Philadelphia, NY is $204,466 — up 1.4% over the past year. Homes sell for a median $241,750 after a median 133 days on market. 4 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with winterweather, icestorm, inlandflooding the top-rated hazards. Cost of living is 15.5% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$204,466

Median home value

+1.4%

1-year change

133

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$204,466
1-year appreciation
+1.4%
3-year appreciation
+9.0%
5-year appreciation
+20.6%
10-year appreciation
+53.9%
All-time peak (2024-08)
$210,100
House Price Index (state)
420.6 (+5.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$241,750
Median list price
$289,000
Median price per sqft
$128
1-year sale-price change
-13.6%
Median days on market
133 days
Homes sold (recent period)
2
For-sale inventory
4
Sale-to-list ratio
97.8%
Active listings
8
1-year forecast
+2.1%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,024/mo
1BR fair-market rent
$1,155/mo
2BR fair-market rent
$1,266/mo
3BR fair-market rent
$1,583/mo
4BR fair-market rent
$1,801/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (High)
115.5 (100 = US avg)
Electricity rate (state-level)
26.4¢/kWh
Natural gas rate (state-level)
$17.60/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
4
Elementary schools
2
Middle schools
1
High schools
1
Schools include
INDIAN RIVER HIGH SCHOOL, PHILADELPHIA PRIMARY SCHOOL, INDIAN RIVER MIDDLE SCHOOL, INDIAN RIVER INTERMEDIATE SCHOOL

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
winterWeather, iceStorm, inlandFlooding, strongWind
Notable hazard ratings (county)
coldWave: Relatively Low · earthquake: Relatively Low · iceStorm: Relatively Moderate · inlandFlooding: Relatively Moderate · lightning: Relatively Low · strongWind: Relatively Moderate
FEMA flood zone
X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 5% of US counties
Buildings in wildfire direct-exposure zone
58.6%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Crown Cleaners of Watertown, Inc. (10.3 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
48.9 in
USDA plant hardiness zone
5a (extreme annual low -20 to -15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
33
Days with Good air quality
344
Days with Moderate air quality
17
Highest AQI recorded (year)
101

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
4.7 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
1,533
Jobs reachable by transit (45 min)
1,572

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
9
Nearest airport
Wheeler Sack Army Air Field (8 mi)
Nearest major airport
Wheeler Sack Army Air Field (8 mi)
Hospitals nearby (~15 mi)
5
Hospitals include
CARTHAGE AREA HOSPITAL, INC, CARTHAGE AREA HOSPITAL, INC, SAMARITAN MEDICAL CENTER
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
3.0 / 5
Solar radiation rating
Fair (3.7 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-620 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,983
Housing built before 1970
33.3%
Housing built 2000 or later
23.1%
Median annual property tax
$2,396
Mean commute to work
19 min
Households with broadband internet
68.9%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
29,278
Average weekly wage
$987
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
183

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

PhiladelphiaState medianUS median
Median home value$204,466$332,036$289,727
Median sale price$241,750$363,950$325,000
Median days on market133 days55 days51 days
Median annual property tax$2,396$4,500$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Philadelphia, NY?
$204,466.
What is the median sale price in Philadelphia, NY?
$241,750.
How long do homes take to sell in Philadelphia, NY?
Median days on market: 133 days.
What is typical rent in Philadelphia, NY?
2-bedroom fair-market rent: $1,266/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Philadelphia, NY?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: winterWeather, iceStorm, inlandFlooding, strongWind.
Is Philadelphia, NY in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone X.
What is the wildfire risk in Philadelphia, NY?
Risk to homes is higher than 5% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Philadelphia, NY?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Philadelphia, NY?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Philadelphia, NY?
4 schools (2 elementary, 1 middle, 1 high) (NCES, 2022-23).
Is Philadelphia, NY walkable?
Walkability index: 4.7/20 (EPA Smart Location Database).
What is the air quality in Philadelphia, NY?
Good. Median AQI: 33. (EPA AQI).
What is the cost of living in Philadelphia, NY?
Regional Price Parity: 115.5 (100 = US average) (High) (BEA RPP, metro/state-level).

ZIP code for Philadelphia

Selling a home in Philadelphia, NY?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents