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OK area data

Elgin, OK

Elgin, OK.

Population: 7,128 (Census ACS)

The median home value in Elgin, OK is $303,275 — up 5.8% over the past year. Homes sell for a median $349,000 after a median 77 days on market. Typical rent runs $1,850/month. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with icestorm, coldwave, strongwind the top-rated hazards. Cost of living is 11.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$303,275

Median home value

+5.8%

1-year change

77

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$303,275
1-year appreciation
+5.8%
3-year appreciation
+12.6%
5-year appreciation
+30.9%
10-year appreciation
+62.8%
All-time peak (2026-07)
$303,275
House Price Index (state)
387.2 (+3.0% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$349,000
Median list price
$315,000
Median price per sqft
$163
1-year sale-price change
+0.9%
Median days on market
77 days
Homes sold (recent period)
41
For-sale inventory
45
Sale-to-list ratio
98.8%
Active listings
47
1-year forecast
+2.2%
New listings (monthly)
15

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,850/mo
Studio fair-market rent
$656/mo
1BR fair-market rent
$820/mo
2BR fair-market rent
$1,027/mo
3BR fair-market rent
$1,335/mo
4BR fair-market rent
$1,541/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
88.5 (100 = US avg)
Electricity rate (state-level)
13.1¢/kWh
Natural gas rate (state-level)
$14.00/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
3
Elementary schools
1
Middle schools
1
High schools
1
Schools include
ELGIN ES, ELGIN HS, ELGIN MS

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
iceStorm, coldWave, strongWind, tornado, winterWeather
Notable hazard ratings (county)
coldWave: Relatively High · drought: Relatively Moderate · earthquake: Relatively Low · hail: Relatively Moderate · heatWave: Relatively Low · iceStorm: Very High
FEMA flood zone
A
Flood risk level
High
Wildfire risk to homes (county)
Higher than 92% of US counties
Buildings in wildfire direct-exposure zone
31.5%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Oklahoma Refining Co. (15.7 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
34.5 in
USDA plant hardiness zone
7b (extreme annual low 5 to 10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
46
Days with Good air quality
216
Days with Moderate air quality
137
Highest AQI recorded (year)
126

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
4.8 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
3,291
Jobs reachable by transit (45 min)
4,380

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
35
Nearest airport
Elgin's Stony Field Airport (8 mi)
Nearest major airport
Henry Post Army Air Field (FSI) (10 mi)
Hospitals nearby (~15 mi)
5
Hospitals include
DUNCAN REGIONAL HOSPITAL, INC, COMANCHE COUNTY MEMORIAL HOSPITAL, SOUTHWESTERN MEDICAL CENTER
Avg hospital rating (CMS)
2.7 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Good (4.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-169 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
2,009
Housing built before 1970
12.2%
Housing built 2000 or later
67.7%
Median annual property tax
$2,293
Mean commute to work
26 min
Households with broadband internet
81.5%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
27,664
Average weekly wage
$871
Top industries (by employment)
Accommodation & Food, Health Care, Administrative Services
Annual residential building permits (county)
89

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ElginState medianUS median
Median home value$303,275$184,904$289,727
Median sale price$349,000$213,750$325,000
Median days on market77 days57 days51 days
Typical rent$1,850/mo$1,318/mo$1,808/mo
Median annual property tax$2,293$830$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Elgin, OK?
$303,275.
What is the median sale price in Elgin, OK?
$349,000.
How long do homes take to sell in Elgin, OK?
Median days on market: 77 days.
What is typical rent in Elgin, OK?
Typical rent: $1,850/month.
What is the natural-hazard risk in Elgin, OK?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: iceStorm, coldWave, strongWind, tornado, winterWeather.
Is Elgin, OK in a flood zone?
High (FEMA NFIP). FEMA flood zone A.
What is the wildfire risk in Elgin, OK?
Risk to homes is higher than 92% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Elgin, OK?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Elgin, OK?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Elgin, OK?
3 schools (1 elementary, 1 middle, 1 high) (NCES, 2022-23).
Is Elgin, OK walkable?
Walkability index: 4.8/20 (EPA Smart Location Database).
What is the air quality in Elgin, OK?
Good. Median AQI: 46. (EPA AQI).
What is the cost of living in Elgin, OK?
Regional Price Parity: 88.5 (100 = US average) (Low) (BEA RPP, metro/state-level).

ZIP code for Elgin

Selling a home in Elgin, OK?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents