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SC area data

Oswego, SC

Oswego, SC.

Population: 38,538 (Census ACS)

The median home value in Oswego, SC is $182,327 — down 0.1% over the past year. Homes sell for a median $286,000 after a median 68.5 days on market. Typical rent runs $1,378/month. 10 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with icestorm, strongwind, coldwave the top-rated hazards. Cost of living is 9.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$182,327

Median home value

-0.1%

1-year change

68.5

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$182,327
1-year appreciation
-0.1%
3-year appreciation
-1.9%
5-year appreciation
+12.3%
10-year appreciation
+49.8%
All-time peak (2025-02)
$188,397
House Price Index (state)
444.0 (+2.0% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$286,000
Median list price
$317,250
Median price per sqft
$129
1-year sale-price change
+20.7%
Median days on market
68.5 days
Homes sold (recent period)
125
For-sale inventory
175
Sale-to-list ratio
96.9%
Active listings
137
1-year forecast
-0.3%
Days to pending
66 days
New listings (monthly)
45

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,378/mo
1-year rent change
+4.9%
Studio fair-market rent
$900/mo
1BR fair-market rent
$1,000/mo
2BR fair-market rent
$1,310/mo
3BR fair-market rent
$1,570/mo
4BR fair-market rent
$1,920/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.5 (100 = US avg)
Electricity rate (state-level)
15.0¢/kWh
Natural gas rate (state-level)
$16.90/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
10
Elementary schools
7
Middle schools
2
High schools
1
Charter schools
1
School districts serving the area
SC Public Charter School District, Sumter 01
Schools include
Liberty STEAM Charter School, Lakewood High, Alice Drive Elementary, Crosswell Drive Elementary, Lemira Elementary

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
iceStorm, strongWind, coldWave, earthquake, hail
Notable hazard ratings (county)
coldWave: Relatively Moderate · drought: Relatively Low · earthquake: Relatively Moderate · hail: Relatively Moderate · heatWave: Relatively Moderate · hurricane: Relatively Moderate
FEMA flood zone
AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 68% of US counties
Buildings in wildfire direct-exposure zone
64.7%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
63.0°F
Average high
74.0°F
Average low
51.0°F
Annual precipitation
50.5 in
USDA plant hardiness zone
8b (extreme annual low 15 to 20°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
11.7 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
15,423
Jobs reachable by transit (45 min)
14,138

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Congaree National Park (23 mi)
Airports within 30 mi
18
Nearest airport
Sumter Airport (SUM) (8 mi)
Nearest major airport
Shaw Air Force Base (SSC) (10 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
PRISMA HEALTH TUOMEY HOSPITAL
Avg hospital rating (CMS)
2.0 / 5
Best hospital rating nearby (CMS)
2.0 / 5
Solar radiation rating
Good (4.6 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+15 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,982
Housing built before 1970
31.2%
Housing built 2000 or later
18.6%
Median annual property tax
$982
Mean commute to work
19 min
Households with broadband internet
71.8%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
29,951
Average weekly wage
$964
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
386

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

OswegoState medianUS median
Median home value$182,327$229,480$289,727
Median sale price$286,000$290,675$325,000
Median days on market69 days80 days51 days
Typical rent$1,378/mo$1,650/mo$1,808/mo
Median annual property tax$982$845$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Oswego, SC?
$182,327.
What is the median sale price in Oswego, SC?
$286,000.
How long do homes take to sell in Oswego, SC?
Median days on market: 68.5 days.
What is typical rent in Oswego, SC?
Typical rent: $1,378/month.
What is the natural-hazard risk in Oswego, SC?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: iceStorm, strongWind, coldWave, earthquake, hail.
Is Oswego, SC in a flood zone?
High (FEMA NFIP). FEMA flood zone AE.
What is the wildfire risk in Oswego, SC?
Risk to homes is higher than 68% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Oswego, SC?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Oswego, SC?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Oswego, SC?
10 schools (7 elementary, 2 middle, 1 high) (NCES, 2022-23).
Is Oswego, SC walkable?
Walkability index: 11.7/20 (EPA Smart Location Database).
What is the cost of living in Oswego, SC?
Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

ZIP code for Oswego

Selling a home in Oswego, SC?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents