TN area data
Charleston, TN
Charleston, TN.
Population: 4,370 (Census ACS)
The median home value in Charleston, TN is $362,465 — up 3.1% over the past year. Homes sell for a median $354,500 after a median 51.5 days on market. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with coldwave, earthquake, icestorm the top-rated hazards. Cost of living is 9.5% below the US average (BEA, metro/state-level).
$362,465
Median home value
+3.1%
1-year change
51.5
Median days on market
Relatively Low
Hazard risk (county)
Home values & appreciation
- Median home value
- $362,465
- 1-year appreciation
- +3.1%
- 3-year appreciation
- +11.8%
- 5-year appreciation
- +34.9%
- 10-year appreciation
- +108.7%
- All-time peak (2026-07)
- $362,465
- House Price Index (state)
- 475.9 (+0.5% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $354,500
- Median list price
- $407,450
- Median price per sqft
- $210
- 1-year sale-price change
- +10.8%
- Median days on market
- 51.5 days
- Homes sold (recent period)
- 14
- For-sale inventory
- 16
- Sale-to-list ratio
- 100.2%
- Active listings
- 17
- 1-year forecast
- +3.1%
- New listings (monthly)
- 5
Source: recent area sales and market data (ZIP-level)
Rents
- Studio fair-market rent
- $758/mo
- 1BR fair-market rent
- $948/mo
- 2BR fair-market rent
- $1,160/mo
- 3BR fair-market rent
- $1,508/mo
- 4BR fair-market rent
- $1,740/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Below Average)
- 90.5 (100 = US avg)
- Electricity rate (state-level)
- 13.2¢/kWh
- Natural gas rate (state-level)
- $11.80/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 1
- Elementary schools
- 1
- Middle schools
- 0
- High schools
- 0
- Schools include
- Charleston Elementary School
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Low
- Top hazards (county)
- coldWave, earthquake, iceStorm, lightning, strongWind
- Notable hazard ratings (county)
- coldWave: Relatively Moderate · drought: Relatively Low · earthquake: Relatively Moderate · hail: Relatively Low · heatWave: Relatively Low · iceStorm: Relatively Moderate
- FEMA flood zone
- AE
- Flood risk level
- High
- Wildfire risk to homes (county)
- Higher than 61% of US counties
- Buildings in wildfire direct-exposure zone
- 66.9%
- Radon potential (county)
- High radon potential — EPA Zone 1 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 60.0°F
- Average high
- 71.0°F
- Average low
- 49.0°F
- Annual precipitation
- 58.4 in
- Annual snowfall
- 1.9 in
- USDA plant hardiness zone
- 7b (extreme annual low 5 to 10°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Walkability & transit
- Walkability index
- 5.2 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 16,596
- Jobs reachable by transit (45 min)
- 12,844
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 2
- Nearest national park
- Chickamauga & Chattanooga National Military Park (39 mi)
- National parks include
- Chickamauga & Chattanooga National Military Park, Obed Wild & Scenic River
- Airports within 30 mi
- 22
- Nearest airport
- Cleveland Regional Jetport (6 mi)
- Nearest major airport
- Chattanooga Metropolitan Airport (Lovell Field) (CHA) (32 mi)
- Hospitals nearby (~15 mi)
- 2
- Hospitals include
- AFFILIATE OF VITRUVIAN HEALTH, RHEA MEDICAL CENTER
- Avg hospital rating (CMS)
- 2.5 / 5
- Best hospital rating nearby (CMS)
- 3.0 / 5
- Solar radiation rating
- Fair (4.4 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +475 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,993
- Housing built before 1970
- 20.4%
- Housing built 2000 or later
- 34.2%
- Median annual property tax
- $1,014
- Mean commute to work
- 27 min
- Households with broadband internet
- 60.9%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 38,217
- Average weekly wage
- $1,029
- Top industries (by employment)
- Health Care, Accommodation & Food, Construction
- Annual residential building permits (county)
- 714
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| Charleston | State median | US median | |
|---|---|---|---|
| Median home value | $362,465 | $269,649 | $289,727 |
| Median sale price | $354,500 | $315,000 | $325,000 |
| Median days on market | 52 days | 73 days | 51 days |
| Median annual property tax | $1,014 | $970 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in Charleston, TN?
- $362,465.
- What is the median sale price in Charleston, TN?
- $354,500.
- How long do homes take to sell in Charleston, TN?
- Median days on market: 51.5 days.
- What is typical rent in Charleston, TN?
- 2-bedroom fair-market rent: $1,160/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in Charleston, TN?
- Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: coldWave, earthquake, iceStorm, lightning, strongWind.
- Is Charleston, TN in a flood zone?
- High (FEMA NFIP). FEMA flood zone AE.
- What is the wildfire risk in Charleston, TN?
- Risk to homes is higher than 61% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in Charleston, TN?
- High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near Charleston, TN?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve Charleston, TN?
- 1 schools (1 elementary) (NCES, 2022-23).
- Is Charleston, TN walkable?
- Walkability index: 5.2/20 (EPA Smart Location Database).
- What is the cost of living in Charleston, TN?
- Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).
ZIP code for Charleston
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →