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TN area data

Finley, TN

Finley, TN.

Population: 228 (Census ACS)

The median home value in Finley, TN is $174,510 — down 0.6% over the past year. Homes sell for a median $95,000 after a median 23 days on market. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with icestorm, coldwave, drought the top-rated hazards. Cost of living is 9.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$174,510

Median home value

-0.6%

1-year change

23

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$174,510
1-year appreciation
-0.6%
3-year appreciation
+3.8%
All-time peak (2024-12)
$183,610
House Price Index (state)
475.9 (+0.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$95,000
Median list price
$99,900
Median days on market
23 days
Homes sold (recent period)
1
Sale-to-list ratio
95.1%
1-year forecast
-0.1%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$758/mo
1BR fair-market rent
$948/mo
2BR fair-market rent
$1,160/mo
3BR fair-market rent
$1,508/mo
4BR fair-market rent
$1,740/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.5 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$11.80/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
1
Middle schools
0
High schools
0
Schools include
Finley Elementary

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
iceStorm, coldWave, drought, earthquake, heatWave
Notable hazard ratings (county)
coldWave: Relatively Moderate · drought: Relatively Moderate · earthquake: Relatively Moderate · heatWave: Relatively Moderate · iceStorm: Relatively High · inlandFlooding: Relatively Low
FEMA flood zone
A
Flood risk level
High
Wildfire risk to homes (county)
Higher than 16% of US counties
Buildings in wildfire direct-exposure zone
51.6%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
59.5°F
Average high
69.5°F
Average low
49.5°F
Annual precipitation
57.0 in
USDA plant hardiness zone
8a (extreme annual low 10 to 15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
39
Days with Good air quality
267
Days with Moderate air quality
93
Highest AQI recorded (year)
81

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
3.0 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
4,307
Jobs reachable by transit (45 min)
4,277

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Trail Of Tears National Historic Trail (6 mi)
Airports within 30 mi
19
Nearest airport
A&M Flying Service Airport (6 mi)
Nearest major airport
Arkansas International Airport (BYH) (20 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
DYERSBURG REGIONAL MEDICAL CENTER
Avg hospital rating (CMS)
4.0 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (4.4 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+17 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,978
Housing built before 1970
40.0%
Housing built 2000 or later
5.3%
Median annual property tax
$1,240
Households with broadband internet
74.0%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
13,449
Average weekly wage
$979
Top industries (by employment)
Accommodation & Food, Construction, Administrative Services
Annual residential building permits (county)
68

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

FinleyState medianUS median
Median home value$174,510$269,649$289,727
Median sale price$95,000$315,000$325,000
Median days on market23 days73 days51 days
Median annual property tax$1,240$970$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Finley, TN?
$174,510.
What is the median sale price in Finley, TN?
$95,000.
How long do homes take to sell in Finley, TN?
Median days on market: 23 days.
What is typical rent in Finley, TN?
2-bedroom fair-market rent: $1,160/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Finley, TN?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: iceStorm, coldWave, drought, earthquake, heatWave.
Is Finley, TN in a flood zone?
High (FEMA NFIP). FEMA flood zone A.
What is the wildfire risk in Finley, TN?
Risk to homes is higher than 16% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Finley, TN?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Finley, TN?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Finley, TN?
1 schools (1 elementary) (NCES, 2022-23).
Is Finley, TN walkable?
Walkability index: 3.0/20 (EPA Smart Location Database).
What is the air quality in Finley, TN?
Good. Median AQI: 39. (EPA AQI).
What is the cost of living in Finley, TN?
Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

ZIP code for Finley

Selling a home in Finley, TN?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents