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TN area data

Mc donald, TN

Mc donald, TN.

Population: 5,330 (Census ACS)

The median home value in Mc donald, TN is $416,692 — up 3.4% over the past year. Homes sell for a median $550,000 after a median 46 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with coldwave, earthquake, icestorm the top-rated hazards. Cost of living is 9.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$416,692

Median home value

+3.4%

1-year change

46

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$416,692
1-year appreciation
+3.4%
3-year appreciation
+11.1%
5-year appreciation
+36.8%
10-year appreciation
+115.7%
All-time peak (2026-07)
$416,692
House Price Index (state)
475.9 (+0.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$550,000
Median list price
$567,500
Median price per sqft
$218
1-year sale-price change
+44.7%
Median days on market
46 days
Homes sold (recent period)
11
For-sale inventory
20
Sale-to-list ratio
98.3%
Active listings
13
1-year forecast
+2.5%
New listings (monthly)
5

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$920/mo
1BR fair-market rent
$1,000/mo
2BR fair-market rent
$1,290/mo
3BR fair-market rent
$1,650/mo
4BR fair-market rent
$1,710/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.5 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$11.80/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
coldWave, earthquake, iceStorm, lightning, strongWind
Notable hazard ratings (county)
coldWave: Relatively Moderate · drought: Relatively Low · earthquake: Relatively Moderate · hail: Relatively Low · heatWave: Relatively Low · iceStorm: Relatively Moderate
FEMA flood zone
X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 61% of US counties
Buildings in wildfire direct-exposure zone
66.9%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Southside Chattanooga Lead (18.7 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
79.0°F
Average high
80.0°F
Average low
78.0°F
Annual precipitation
48.3 in
USDA plant hardiness zone
8a (extreme annual low 10 to 15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
4.0 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
13,664
Jobs reachable by transit (45 min)
10,947

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
2
Nearest national park
Chickamauga & Chattanooga National Military Park (21 mi)
National parks include
Chickamauga & Chattanooga National Military Park, Russell Cave National Monument
Airports within 30 mi
21
Nearest airport
Collegedale Municipal Airport (5 mi)
Nearest major airport
Chattanooga Metropolitan Airport (Lovell Field) (CHA) (14 mi)
Hospitals nearby (~15 mi)
339
Hospitals include
ST VINCENT'S BIRMINGHAM, MOBILE INFIRMARY MEDICAL CENTER, MEDICAL WEST, AN AFFILIATE OF UAB HEALTH SYSTEM
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.4 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+475 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,986
Housing built before 1970
20.2%
Housing built 2000 or later
22.3%
Median annual property tax
$1,207
Mean commute to work
20 min
Households with broadband internet
68.7%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
38,217
Average weekly wage
$1,029
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
714

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

Mc donaldState medianUS median
Median home value$416,692$269,649$289,727
Median sale price$550,000$315,000$325,000
Median days on market46 days73 days51 days
Median annual property tax$1,207$970$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Mc donald, TN?
$416,692.
What is the median sale price in Mc donald, TN?
$550,000.
How long do homes take to sell in Mc donald, TN?
Median days on market: 46 days.
What is typical rent in Mc donald, TN?
2-bedroom fair-market rent: $1,290/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Mc donald, TN?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: coldWave, earthquake, iceStorm, lightning, strongWind.
Is Mc donald, TN in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone X.
What is the wildfire risk in Mc donald, TN?
Risk to homes is higher than 61% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Mc donald, TN?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Mc donald, TN?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is Mc donald, TN walkable?
Walkability index: 4.0/20 (EPA Smart Location Database).
What is the cost of living in Mc donald, TN?
Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

ZIP code for Mc donald

Selling a home in Mc donald, TN?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents