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TN area data

White bluff, TN

White bluff, TN.

Population: 7,988 (Census ACS)

The median home value in White bluff, TN is $347,002 — up 0.8% over the past year. Homes sell for a median $329,900 after a median 62.5 days on market. 2 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with coldwave, icestorm, tornado the top-rated hazards. Cost of living is 9.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$347,002

Median home value

+0.8%

1-year change

62.5

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$347,002
1-year appreciation
+0.8%
3-year appreciation
+4.6%
5-year appreciation
+25.7%
10-year appreciation
+118.4%
All-time peak (2026-02)
$347,485
House Price Index (state)
475.9 (+0.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$329,900
Median list price
$369,900
Median price per sqft
$228
1-year sale-price change
-12.6%
Median days on market
62.5 days
Homes sold (recent period)
36
For-sale inventory
37
Sale-to-list ratio
99.0%
Active listings
29
1-year forecast
+0.2%
New listings (monthly)
11

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,150/mo
1BR fair-market rent
$1,170/mo
2BR fair-market rent
$1,320/mo
3BR fair-market rent
$1,660/mo
4BR fair-market rent
$2,020/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.5 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$11.80/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
2
Elementary schools
1
Middle schools
1
High schools
0
Schools include
White Bluff Elementary, W James Middle School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
coldWave, iceStorm, tornado
Notable hazard ratings (county)
coldWave: Relatively Moderate · earthquake: Relatively Low · heatWave: Relatively Low · iceStorm: Relatively Moderate · inlandFlooding: Relatively Low · lightning: Relatively Low
FEMA flood zone
C
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 33% of US counties
Buildings in wildfire direct-exposure zone
90.2%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Wrigley Charcoal Plant (18.8 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
59.0°F
Average high
70.0°F
Average low
48.0°F
Annual precipitation
56.7 in
USDA plant hardiness zone
7b (extreme annual low 5 to 10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
6.5 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
20,207
Jobs reachable by transit (45 min)
15,484

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
2
Nearest national park
Stones River National Battlefield (47 mi)
National parks include
Stones River National Battlefield, Fort Donelson National Battlefield
Airports within 30 mi
16
Nearest airport
Dripping Springs Farm Airport (6 mi)
Nearest major airport
Nashville International Airport (BNA) (29 mi)
Hospitals nearby (~15 mi)
2
Hospitals include
TRISTAR HORIZON MEDICAL CENTER, TRISTAR ASHLAND CITY MEDICAL CENTER
Avg hospital rating (CMS)
4.0 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (4.3 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+319 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,988
Housing built before 1970
22.1%
Housing built 2000 or later
24.3%
Median annual property tax
$1,339
Mean commute to work
34 min
Households with broadband internet
63.0%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
15,947
Average weekly wage
$940
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
353

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

White bluffState medianUS median
Median home value$347,002$269,649$289,727
Median sale price$329,900$315,000$325,000
Median days on market63 days73 days51 days
Median annual property tax$1,339$970$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in White bluff, TN?
$347,002.
What is the median sale price in White bluff, TN?
$329,900.
How long do homes take to sell in White bluff, TN?
Median days on market: 62.5 days.
What is typical rent in White bluff, TN?
2-bedroom fair-market rent: $1,320/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in White bluff, TN?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: coldWave, iceStorm, tornado.
Is White bluff, TN in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone C.
What is the wildfire risk in White bluff, TN?
Risk to homes is higher than 33% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in White bluff, TN?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near White bluff, TN?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve White bluff, TN?
2 schools (1 elementary, 1 middle) (NCES, 2022-23).
Is White bluff, TN walkable?
Walkability index: 6.5/20 (EPA Smart Location Database).
What is the cost of living in White bluff, TN?
Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

ZIP code for White bluff

Selling a home in White bluff, TN?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents