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TN area data

Whitwell, TN

Whitwell, TN.

Population: 10,488 (Census ACS)

The median home value in Whitwell, TN is $228,621 — up 2.1% over the past year. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with coldwave, strongwind, tornado the top-rated hazards. Cost of living is 9.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$228,621

Median home value

+2.1%

1-year change

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$228,621
1-year appreciation
+2.1%
3-year appreciation
+5.4%
5-year appreciation
+30.6%
10-year appreciation
+93.0%
All-time peak (2026-05)
$229,412
House Price Index (state)
475.9 (+0.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

For-sale inventory
43
1-year forecast
+0.7%
New listings (monthly)
9

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$900/mo
1BR fair-market rent
$940/mo
2BR fair-market rent
$1,030/mo
3BR fair-market rent
$1,300/mo
4BR fair-market rent
$1,400/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.5 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$11.80/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
3
Elementary schools
1
Middle schools
1
High schools
1
Schools include
Whitwell Middle School, Whitwell High School, Whitwell Elementary

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
coldWave, strongWind, tornado, winterWeather
Notable hazard ratings (county)
coldWave: Relatively Moderate · drought: Relatively Low · earthquake: Relatively Low · iceStorm: Relatively Low · inlandFlooding: Relatively Low · landslide: Relatively Low
Wildfire risk to homes (county)
Higher than 78% of US counties
Buildings in wildfire direct-exposure zone
88.1%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Southside Chattanooga Lead (16.1 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
61.9 in
USDA plant hardiness zone
7b (extreme annual low 5 to 10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
3
Nearest national park
Chickamauga & Chattanooga National Military Park (21 mi)
National parks include
Chickamauga & Chattanooga National Military Park, Russell Cave National Monument, Little River Canyon National Preserve
Airports within 30 mi
17
Nearest airport
Possum Bottom Airport (8 mi)
Nearest major airport
Chattanooga Metropolitan Airport (Lovell Field) (CHA) (21 mi)
Hospitals nearby (~15 mi)
1,090
Hospitals include
MIZELL MEMORIAL HOSPITAL, CRENSHAW COMMUNITY HOSPITAL, CRENSHAW COMMUNITY HOSPITAL
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.3 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+238 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,984
Housing built before 1970
24.3%
Housing built 2000 or later
21.1%
Median annual property tax
$715
Mean commute to work
33 min
Households with broadband internet
65.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
6,868
Average weekly wage
$933
Top industries (by employment)
Accommodation & Food, Health Care, Construction
Annual residential building permits (county)
193

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

WhitwellState medianUS median
Median home value$228,621$269,649$289,727
Median annual property tax$715$970$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Whitwell, TN?
$228,621.
What is typical rent in Whitwell, TN?
2-bedroom fair-market rent: $1,030/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Whitwell, TN?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: coldWave, strongWind, tornado, winterWeather.
What is the wildfire risk in Whitwell, TN?
Risk to homes is higher than 78% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Whitwell, TN?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Whitwell, TN?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Whitwell, TN?
3 schools (1 elementary, 1 middle, 1 high) (NCES, 2022-23).
What is the cost of living in Whitwell, TN?
Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

ZIP code for Whitwell

Selling a home in Whitwell, TN?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents