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TX area data

Mc kinney, TX

Aggregated across 2 ZIP codes in Mc kinney.

Population: 104,110 (Census ACS)

The median home value in Mc kinney, TX is $447,948 — down 5.4% over the past year. Homes sell for a median $371,500 after a median 49 days on market. Typical rent runs $1,627/month. 38 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with hail, tornado, coldwave the top-rated hazards. Cost of living is 3.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$447,948

Median home value

-5.4%

1-year change

49

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Median home value
$447,948
1-year appreciation
-5.4%
3-year appreciation
-9.0%
5-year appreciation
+12.6%
10-year appreciation
+55.0%
All-time peak (2022-07)
$511,241
House Price Index (state)
440.1 (-0.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$371,500
Median list price
$395,700
Median price per sqft
$226
1-year sale-price change
-2.6%
Median days on market
49 days
Homes sold (recent period)
13
For-sale inventory
476
Sale-to-list ratio
97.0%
Active listings
24
1-year forecast
-1.1%
Days to pending
60 days
New listings (monthly)
132

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,627/mo
1-year rent change
-2.4%
Studio fair-market rent
$1,730/mo
1BR fair-market rent
$1,800/mo
2BR fair-market rent
$2,110/mo
3BR fair-market rent
$2,660/mo
4BR fair-market rent
$3,380/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Average)
96.5 (100 = US avg)
Electricity rate (state-level)
15.5¢/kWh
Natural gas rate (state-level)
$19.40/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
38
Elementary schools
25
Middle schools
5
High schools
5
School districts serving the area
ANNA ISD, CELINA ISD, LOVEJOY ISD
Schools include
SPECIAL PROG CTR/J J A E P, COLLIN CO J J A E P, ROBERT L PUSTER EL, BURKS EL, FINCH EL

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
hail, tornado, coldWave, heatWave, iceStorm
Notable hazard ratings (county)
coldWave: Relatively High · drought: Relatively Low · earthquake: Relatively Low · hail: Very High · heatWave: Relatively High · hurricane: Relatively Low
FEMA flood zone (varies by location)
includes X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 59% of US counties
Buildings in wildfire direct-exposure zone
17.0%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
65.0°F
Average high
76.0°F
Average low
54.0°F
Annual precipitation
41.0 in
USDA plant hardiness zone
8b (extreme annual low 15 to 20°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
41
Days with Good air quality
261
Days with Moderate air quality
74
Days with Unhealthy air quality
2
Highest AQI recorded (year)
154

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
8.6 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
199,396
Jobs reachable by transit (45 min)
177,766

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
125
Nearest airport
McKinney National Airport (0 mi)
Nearest major airport
Dallas Love Field (DAL) (24 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
MEDICAL CENTER OF MCKINNEY, METHODIST MCKINNEY HOSPITAL
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
3.0 / 5
Solar radiation rating
Good (4.7 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+8,298 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
2,005
Housing built before 1970
10.1%
Housing built 2000 or later
66.5%
Median annual property tax
$6,855
Mean commute to work
21 min
Households with broadband internet
82.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
471,091
Average weekly wage
$1,654
Top industries (by employment)
Professional Services, Health Care, Finance & Insurance
Annual residential building permits (county)
14,331

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

Mc kinneyState medianUS median
Median home value$447,948$260,151$289,727
Median sale price$371,500$285,000$325,000
Median days on market49 days71 days51 days
Typical rent$1,627/mo$1,580/mo$1,808/mo
Median annual property tax$6,855$2,390$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Mc kinney, TX?
$447,948.
What is the median sale price in Mc kinney, TX?
$371,500.
How long do homes take to sell in Mc kinney, TX?
Median days on market: 49 days.
What is typical rent in Mc kinney, TX?
Typical rent: $1,627/month.
What is the natural-hazard risk in Mc kinney, TX?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: hail, tornado, coldWave, heatWave, iceStorm.
Is Mc kinney, TX in a flood zone?
Minimal (FEMA NFIP). Parts of the area include FEMA flood zone X; zones vary by location within the city.
What is the wildfire risk in Mc kinney, TX?
Risk to homes is higher than 59% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Mc kinney, TX?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Mc kinney, TX?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Mc kinney, TX?
38 schools (25 elementary, 5 middle, 5 high) (NCES, 2022-23).
Is Mc kinney, TX walkable?
Walkability index: 8.6/20 (EPA Smart Location Database).
What is the air quality in Mc kinney, TX?
Good. Median AQI: 41. (EPA AQI).
What is the cost of living in Mc kinney, TX?
Regional Price Parity: 96.5 (100 = US average) (Average) (BEA RPP, metro/state-level).

ZIP codes in Mc kinney

Selling a home in Mc kinney, TX?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents