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TX area data

Troy, TX

Troy, TX.

Population: 5,448 (Census ACS)

The median home value in Troy, TX is $255,917 — down 4.0% over the past year. Homes sell for a median $238,500 after a median 164.5 days on market. Typical rent runs $1,768/month. 4 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with lightning, coldwave, hail the top-rated hazards. Cost of living is 3.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$255,917

Median home value

-4.0%

1-year change

164.5

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$255,917
1-year appreciation
-4.0%
3-year appreciation
-8.1%
5-year appreciation
+10.3%
10-year appreciation
+68.7%
All-time peak (2022-09)
$282,041
House Price Index (state)
440.1 (-0.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$238,500
Median list price
$259,275
Median price per sqft
$160
1-year sale-price change
-6.8%
Median days on market
164.5 days
Homes sold (recent period)
22
For-sale inventory
41
Sale-to-list ratio
98.9%
Active listings
33
1-year forecast
-0.6%
New listings (monthly)
11

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,768/mo
Studio fair-market rent
$828/mo
1BR fair-market rent
$1,035/mo
2BR fair-market rent
$1,261/mo
3BR fair-market rent
$1,640/mo
4BR fair-market rent
$1,892/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Average)
96.5 (100 = US avg)
Electricity rate (state-level)
15.5¢/kWh
Natural gas rate (state-level)
$19.40/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
4
Elementary schools
2
Middle schools
1
High schools
1
Schools include
TROY EL, TROY H S, RAYMOND MAYS MIDDLE, EDNA BIGHAM MAYS EL

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
lightning, coldWave, hail, tornado, winterWeather
Notable hazard ratings (county)
coldWave: Relatively High · drought: Relatively Low · hail: Relatively High · heatWave: Relatively Moderate · hurricane: Relatively Low · iceStorm: Relatively Moderate
FEMA flood zone
C
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 72% of US counties
Buildings in wildfire direct-exposure zone
36.3%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Rockwool Industries Inc. (14.3 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
79.0°F
Average high
80.0°F
Average low
78.0°F
Annual precipitation
48.3 in
USDA plant hardiness zone
8b (extreme annual low 15 to 20°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
44
Days with Good air quality
231
Days with Moderate air quality
128
Highest AQI recorded (year)
133

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
4.8 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
21,423
Jobs reachable by transit (45 min)
19,310

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Waco Mammoth National Monument (29 mi)
Airports within 30 mi
35
Nearest airport
Buckshot Ranch Airport (3 mi)
Nearest major airport
Draughon Miller Central Texas Regional Airport (TPL) (9 mi)
Hospitals nearby (~15 mi)
339
Hospitals include
ST VINCENT'S BIRMINGHAM, MOBILE INFIRMARY MEDICAL CENTER, MEDICAL WEST, AN AFFILIATE OF UAB HEALTH SYSTEM
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Good (4.7 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+1,485 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,987
Housing built before 1970
15.9%
Housing built 2000 or later
38.5%
Median annual property tax
$2,846
Mean commute to work
25 min
Households with broadband internet
53.7%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
97,505
Average weekly wage
$1,115
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
2,655

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

TroyState medianUS median
Median home value$255,917$260,151$289,727
Median sale price$238,500$285,000$325,000
Median days on market165 days71 days51 days
Typical rent$1,768/mo$1,580/mo$1,808/mo
Median annual property tax$2,846$2,390$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Troy, TX?
$255,917.
What is the median sale price in Troy, TX?
$238,500.
How long do homes take to sell in Troy, TX?
Median days on market: 164.5 days.
What is typical rent in Troy, TX?
Typical rent: $1,768/month.
What is the natural-hazard risk in Troy, TX?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: lightning, coldWave, hail, tornado, winterWeather.
Is Troy, TX in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone C.
What is the wildfire risk in Troy, TX?
Risk to homes is higher than 72% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Troy, TX?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Troy, TX?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Troy, TX?
4 schools (2 elementary, 1 middle, 1 high) (NCES, 2022-23).
Is Troy, TX walkable?
Walkability index: 4.8/20 (EPA Smart Location Database).
What is the air quality in Troy, TX?
Good. Median AQI: 44. (EPA AQI).
What is the cost of living in Troy, TX?
Regional Price Parity: 96.5 (100 = US average) (Average) (BEA RPP, metro/state-level).

ZIP code for Troy

Selling a home in Troy, TX?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents