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VA area data

Stephens city, VA

Stephens city, VA.

Population: 22,687 (Census ACS)

The median home value in Stephens city, VA is $407,341 — up 0.4% over the past year. Homes sell for a median $469,900 after a median 42 days on market. Typical rent runs $2,071/month. 2 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with drought, strongwind, winterweather the top-rated hazards. Cost of living is 3.5% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$407,341

Median home value

+0.4%

1-year change

42

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$407,341
1-year appreciation
+0.4%
3-year appreciation
+6.5%
5-year appreciation
+20.4%
10-year appreciation
+66.2%
All-time peak (2026-07)
$407,341
House Price Index (state)
423.6 (+3.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$469,900
Median list price
$482,495
Median price per sqft
$198
1-year sale-price change
-3.1%
Median days on market
42 days
Homes sold (recent period)
63
For-sale inventory
78
Sale-to-list ratio
99.7%
Active listings
61
1-year forecast
+1.1%
Days to pending
21 days
New listings (monthly)
38

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$2,071/mo
Studio fair-market rent
$914/mo
1BR fair-market rent
$1,143/mo
2BR fair-market rent
$1,335/mo
3BR fair-market rent
$1,735/mo
4BR fair-market rent
$2,002/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
103.5 (100 = US avg)
Electricity rate (state-level)
15.3¢/kWh
Natural gas rate (state-level)
$16.80/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
2
Elementary schools
1
Middle schools
0
High schools
1
Schools include
SHERANDO HIGH, Bass-Hoover Elementary

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
drought, strongWind, winterWeather
Notable hazard ratings (county)
drought: Relatively Moderate · earthquake: Relatively Low · hail: Relatively Low · heatWave: Relatively Low · hurricane: Relatively Low · inlandFlooding: Relatively Low
FEMA flood zone
X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 48% of US counties
Buildings in wildfire direct-exposure zone
66.9%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Avtex Fibers, Inc. (9.9 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
41.5 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
44
Days with Good air quality
240
Days with Moderate air quality
114
Days with Unhealthy air quality
4
Highest AQI recorded (year)
185

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
8.8 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
12,278
Jobs reachable by transit (45 min)
13,779

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
15
Nearest national park
Cedar Creek & Belle Grove National Historical Park (7 mi)
National parks include
Cedar Creek & Belle Grove National Historical Park, Harpers Ferry National Historical Park, Potomac Heritage National Scenic Trail
Airports within 30 mi
26
Nearest airport
Winchester Regional Airport (WGO) (6 mi)
Nearest major airport
Eastern WV Regional Airport/Shepherd Field (MRB) (26 mi)
Hospitals nearby (~15 mi)
2
Hospitals include
WINCHESTER MEDICAL CENTER, WARREN MEMORIAL HOSPITAL
Avg hospital rating (CMS)
3.5 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (4.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+500 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,996
Housing built before 1970
9.8%
Housing built 2000 or later
44.0%
Median annual property tax
$1,793
Mean commute to work
29 min
Households with broadband internet
81.1%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
33,065
Average weekly wage
$1,115
Top industries (by employment)
Finance & Insurance, Accommodation & Food, Construction
Annual residential building permits (county)
872

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

Stephens cityState medianUS median
Median home value$407,341$331,625$289,727
Median sale price$469,900$380,000$325,000
Median days on market42 days35 days51 days
Typical rent$2,071/mo$2,038/mo$1,808/mo
Median annual property tax$1,793$1,619$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Stephens city, VA?
$407,341.
What is the median sale price in Stephens city, VA?
$469,900.
How long do homes take to sell in Stephens city, VA?
Median days on market: 42 days.
What is typical rent in Stephens city, VA?
Typical rent: $2,071/month.
What is the natural-hazard risk in Stephens city, VA?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: drought, strongWind, winterWeather.
Is Stephens city, VA in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone X.
What is the wildfire risk in Stephens city, VA?
Risk to homes is higher than 48% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Stephens city, VA?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Stephens city, VA?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Stephens city, VA?
2 schools (1 elementary, 1 high) (NCES, 2022-23).
Is Stephens city, VA walkable?
Walkability index: 8.8/20 (EPA Smart Location Database).
What is the air quality in Stephens city, VA?
Good. Median AQI: 44. (EPA AQI).
What is the cost of living in Stephens city, VA?
Regional Price Parity: 103.5 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

ZIP code for Stephens city

Selling a home in Stephens city, VA?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents